25 Harding Dr, Searcy, AR 72143 Property Records

White County property record for 25 Harding Dr, Searcy, AR 72143

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,971 sqft · built 1960
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Tax Bill$2,242 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Mar 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN016-01369-000

Property Details

APN / Parcel Number

Primary APN016-01369-000
Alternative APN
  • 40509

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,971 sqft Living Area
Gross Area4,433 sqft
1st Floor Area3,971 sqft
FlooringWood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area561 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area415 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25 HARDING DR
CitySEARCY
StateAR
Zip72143-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description---
Legal Range07
Legal Township07
Legal Section11
Legal SubdivisionFACULTY ADD
Legal Lot Number51&52
JurisdictionWHITE AR
Township / Civil DivisionGRAY
Census Block Group1
Census Block1009
Census Tract70801

Owner

Source: White County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 HARDING DR, SEARCY, AR 72143-5704
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Construction Mortgage
MID AMERICA BANK
Mar 27, 2024Intrafamily Transfer, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2022Deed of Trust, Mortgage
SIMMONS BANK
Jun 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 26, 2020Warranty Deed, Transfer · Conventional Mortgage
SIMMONS BANK
May 15, 2018Deed of Trust, Mortgage · Line of Credit
SIMMONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2024
Deed SaleMar 27, 2024
Prior SaleAug 26, 2020 · Amount on Record
Deed Document Number20243554
Deed Book / Page2024 / 4198
Prior Transfer DateMar 21, 2024
Prior Transfer DocDEED2024/4198
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Recording DateMay 27, 2026
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Document Number0000007312
Instrument DateMay 20, 2026
Instrument20267312
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 N 74TH ST, KANSAS CITY, KS 66112-2830
InvestorPossibly a Property Investor

Mortgage

Document Number0000007312,
DateMay 27, 2026
Instrument20267312
Lender
NameMID AMERICA BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 21, 2027
Interest
Rate6.23%
Max Rate-1%

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHITE AR
Recording DateMar 27, 2024
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Document NumberDEED2024/4198
Book / PageDEED 2024 / 4198
Instrument DateMar 21, 2024
InstrumentL202403554
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25 HARDING DR, SEARCY, AR 72143-5704

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 HARDING DR, SEARCY, AR 72143-5704

Mortgage

Document NumberMTG20246546
DateMar 27, 2024
InstrumentMTG 2024/6546
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2022/27090
DateSep 29, 2022
Book PageMTG 2022/27090
InstrumentL202214051
Lender
NameSIMMONS BANK
TypeBank
AddressSEARCY, AR 72143
Agreement
AmountAmount Recorded
Term61 Months
DueOct 3, 2027

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2022/16107
DateJun 9, 2022
Book PageMTG 2022/16107
InstrumentL202208480
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2037

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE AR
Recording DateAug 26, 2020
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Document NumberDEED2020/12293
Book / PageDEED 2020 / 12293
Instrument DateAug 24, 2020
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyWHITE COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 GOLF VIEW DR, 816, SEARCY, AR 72143-4564

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 HARDING DR, SEARCY, AR 72143-5704

Mortgage

Document NumberMTG202022480
DateAug 26, 2020
InstrumentMTG 2020/22480
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address25 HARDING DR, SEARCY, AR 72143-5704
Transaction TypeMortgage
Record UpdatedJun 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2018/09286
DateMay 15, 2018
Book PageMTG 2018/09286
Lender
NameSIMMONS BANK
TypeBank
AddressSEARCY, AR 72143
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 11, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyWhite County
MunicipalitySearcy City
Unified School DistrictSearcy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,242.00 (+23.39%)$55,240 (-) Land $9,000 Building $46,240$276,200 (-) Land $45,000 Building $231,200
2023$1,817.00 Homeowner's exemption$55,240 Land $9,000 Building $46,240$276,200 Land $45,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEARCY WATERWORKS
serves 28,196 people · EPA ID AR0000590
Water SourceSurface water
Last State InspectionOct 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Longview Cable Television Company
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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