25 Harding Dr, Novato, CA 94947 Property Records

Marin County property record for 25 Harding Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,195 sqft · built 1970
Lot Size	0.325 acres (14,175 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Jun 2022)
Tax Bill	$17,145 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-171-05`

Property Details

APN / Parcel Number

Primary APN	`151-171-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,195 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Lot Area	14,175 sqft (0.325 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	477 sqft
Patio Area	477 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	25 HARDING DR
City	NOVATO
State	CA
Zip	94947-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RANCHO VILLAGE #5
Legal Lot Number	204
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2000
Census Tract	104103

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25 HARDING DR, NOVATO, CA 94947-4462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Feb 3, 2021	Transfer on Death Deed, Transfer
Oct 11, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202222443
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000007458
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jun 7, 2022
Property Address	25 HARDING DR, NOVATO, CA 94947-4462
Document Number	0000022443
Map Reference	MB 10 PG 109
Instrument Date	Jun 1, 2022
Instrument	2022-0022443
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HARDING DR, NOVATO, CA 94947-4462

Mortgage

Document Number	0000022444
Date	Jun 7, 2022
Instrument	2022-0022444

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARIN CA
Recording Date	Feb 3, 2021
Property Address	25 HARDING DR, NOVATO, CA 94947-4462
Document Number	0000007458
Map Reference	MB 10 PG 109
Instrument Date	Feb 1, 2021
Instrument	2021-0007458
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HARDING DR, NOVATO, CA 94947-4462

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARIN CA
Recording Date	Oct 11, 2017
Property Address	25 HARDING DR, NOVATO, CA 94947-4462
Document Number	0000040290
Instrument Date	Oct 4, 2017
Instrument	40290
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HARDING DR NOVATO CA 949474462, NOVATO, CA 94947-4462

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,146 (+2%) Land $865,936 Building $541,210
2025	$17,145.00 (+3.38%) Homeowner's exemption	$1,379,560 (+4.04%) Land $848,960 Building $530,600
2023	$16,585.00 (+487.5%) Homeowner's exemption	$1,326,000 Land $816,000 Building $510,000
2022	$2,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Unwired, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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