25 Gregory St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 25 Gregory St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,095 sqft · built 1950
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Oct 1996)
Tax Bill	$3,243 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`351200 127.74-03-12`

Property Details

APN / Parcel Number

Primary APN	`351200 127.74-03-12`
Alternative APNs	`120012707400030120000000` `6928`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Living Area
1st Floor Area	1,095 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6928
Street Address	25 GREGORY ST
City	OSWEGO
State	NY
Zip	13126-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2019
Census Tract	21602

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 GREGORY ST, OSWEGO, NY 13126-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage PATHFINDER BANK
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 1996 · Amount on Record
Deed Sale	Oct 31, 1996 · Amount on Record
Prior Sale	Dec 15, 1994 · Amount on Record
Deed Book / Page	1344 / 207
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	25 GREGORY ST, OSWEGO, NY 13126-1738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CNY ABSTRACT & TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008747
Date	Sep 7, 2018
Instrument	R-2018-008747

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 24, 2033

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 3, 2018
Property Address	25 GREGORY ST, OSWEGO, NY 13126-1738
Document Number	0000006239
Instrument Date	Jul 2, 2018
Instrument	6239
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GREGORY ST OSWEGO NY 131261738, OSWEGO, NY 13126-1738

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,243.00 (-1.16%) Homeowner's exemption
2025	$3,281.00	$175,000 (+66.67%) Land $21,600 Building $153,400	$175,000 (+38.33%) Land $21,600 Building $153,400
2023		$105,000 Land $13,700 Building $91,300	$126,506 Land $16,506 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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