25 Grand Bay Cir, Juno Beach (North Palm Beach), FL 33408 Property Records

Palm Beach County property record for 25 Grand Bay Cir, Juno Beach, FL 33408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,465 sqft · built 1989
Lot Size	0.112 acres (4,887 sqft)
Owner	2 Individual Names on File
Last Sale	$1,180,000 (Jun 2026)
Tax Bill	$13,919 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-43-41-32-22-000-0250`

Property Details

APN / Parcel Number

Primary APN	`28-43-41-32-22-000-0250`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,465 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	2,465 sqft
Sunroom	Sunroom
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	4,887 sqft (0.112 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	25 GRAND BAY CIR
City	JUNO BEACH
State	FL
Zip	33408-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	OAK HARBOUR PL 3 LT 25
Legal Range	43E
Legal Township	41S
Legal Section	32
Legal Subdivision	OAK HARBOUR PL 3
Legal Lot Number	25
Jurisdiction	PALM BEACH FL
Township / Civil Division	RIVIERA BEACH
Census Block Group	1
Census Block	1017
Census Tract	410

Owner

25 Grand Bay Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Palm Beach County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 27, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Jul 3, 2025 · Amount on File
Deed Document Number	2026203051
Deed Book / Page	36566 / 795
Prior Transfer Date	Aug 11, 1994
Prior Transfer Doc	8384001119
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jun 4, 2026
Property Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Document Number	0000203052
Book / Page	36566 / 798
Instrument Date	Jun 1, 2026
Instrument	2026203052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 N OCEAN BLVD, 15A, FORT LAUDERDALE, FL 33308-7305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203052,
Date	Jun 4, 2026
Book Page	36566/798
Instrument	2026203052

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 4, 2026
Property Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Document Number	0000203051
Book / Page	36566 / 795
Instrument Date	Jun 1, 2026
Instrument	2026203051
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	FIRM TITLE CORPORATION, FIRM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203052,
Date	Jun 4, 2026
Instrument	2026203052

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 27, 2022
Property Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Document Number	0338040317
Book / Page	33804 / 317
Map Reference	MB 60 PG 14&15
Instrument Date	Aug 18, 2022
Instrument	20220359339
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,354.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 W 54TH ST, 454, NEW YORK, NY 10019-4594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161

Mortgage

Document Number	0033804321
Date	Aug 27, 2022
Instrument	33804/321

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 4, 2020
Property Address	25 GRAND BAY CIR, JUNO BEACH, FL 33408-2161
Document Number	0318891384
Book / Page	031889 / 001384
Instrument Date	Oct 27, 2020
Instrument	420741
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	12132 CAPTAINS LNDG NORTH PALM BEACH FL 334082504, NORTH PALM BEACH, FL 33408-2504

Tax Assessment & Valuation

The 2025 property tax bill for 25 Grand Bay Cir was $13,919.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Juno Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,919.00	$782,763	$881,182 Land $300,000 Building $581,182
2023	$14,084.00 (+29.88%)	$745,659 (+17.77%) Land $194,700 Building $550,959	$745,659 (+17.77%) Land $194,700 Building $550,959
2022	$10,844.00	$633,125 Land $177,000 Building $456,125	$633,125 Land $177,000 Building $456,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Grand Bay Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	157 units insured incl. 85 condo units
Nearby Flood Claims	4 (1995–2004)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Grand Bay Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEACOAST UTILITIES AUTHORITY public/private · serves 97,552 people · EPA ID FL4501124
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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