25 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 25 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$6,101 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2025 Sale & Line of Credit + 2 more
APN	`13130`

Property Details

APN / Parcel Number

Primary APN	`13130`
Alternative APNs	`TORR M:245 B:002 L:046` `013130`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,424 sqft
Basement Area	660 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13130
Street Address	25 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	46
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1007
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 GINGER LN, TORRINGTON, CT 06790-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Oct 2, 2025	Warranty Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage CAPWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2025504262
Deed Book / Page	1446 / 2
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	25 GINGER LN, TORRINGTON, CT 06790-2545
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001395-808
Date	Aug 14, 2023
Book Page	1395/808
Instrument	2023-486264

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 2, 2025
Property Address	25 GINGER LN, TORRINGTON, CT 06790-2545
Document Number	00001446-2
Book / Page	1446 / 2
Instrument Date	Oct 1, 2025
Instrument	2025-504262
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025504263
Date	Oct 2, 2025
Instrument	2025-504263

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0001446-22
Date	Oct 2, 2025
Book Page	1446/22
Instrument	2025-504264

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 8, 2021
Property Address	25 GINGER LN, TORRINGTON, CT 06790-2545
Document Number	1350-372
Book / Page	1350 / 372
Instrument Date	Nov 4, 2021
Instrument	2021-470264
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021470265
Date	Nov 8, 2021
Instrument	2021-470265

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 1, 2019
Property Address	25 GINGER LN, TORRINGTON, CT 06790-2545
Document Number	1285-427
Book / Page	1285 / 427
Instrument Date	Apr 29, 2019
Instrument	2019-446004
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAURA CIR, AGAWAM, MA 01001-3522

Mortgage

Document Number	2019446005
Date	May 1, 2019
Instrument	2019-446005

Lender

Name	CAPWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,101.00 (-12.98%)	$182,350 (-) Land $30,520 Building $151,830	$342,908 (+168.64%)
2025	$7,011.00	$182,350 (+76.2%) Land $30,520 Building $151,830	$127,645 Land $21,364 Building $106,281
2024	$7,011.00 (+41.27%)
2023	$4,963.00 (+1.72%)	$103,490 (-) Land $30,550 Building $72,940
2022	$4,879.00	$103,490 Land $30,550 Building $72,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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