25 Garden Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 25 Garden Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,342 sqft · built 1920
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (Jul 2026)
Tax Bill	$9,924 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00065-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`13-00065-0000-00007`
Alternative APN	`130006500007`

Interior

Stories	2 Stories
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	70 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	25 GARDEN PL
City	EDGEWATER
State	NJ
Zip	07020-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60X70 0.0964
Legal Subdivision	PROPERTY/GDN STREET
Legal Block	65
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3002
Census Tract	13002

Owner

25 Garden Pl is owned by an individual who bought it in July 2026.

Source: Bergen County and Edgewater Borough records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	25 GARDEN PL, A, EDGEWATER, NJ 07020-1207
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 19, 2026	Deed, Transfer · Conventional Mortgage BRIGHTON BANK
Jun 27, 2025	Deed, Transfer · Commercial Mortgage CONNECTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Mar 19, 2026 · Amount on File
Deed Document Number	202645018
Deed Book / Page	5838 / 458
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 2, 2026
Property Address	25 GARDEN PL, EDGEWATER, NJ 07020-1207
Document Number	0000045018
Book / Page	5838 / 458
Instrument Date	May 20, 2026
Instrument	202645018
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GARDEN PL, EDGEWATER, NJ 07020-1207

Mortgage

Document Number	0000045019,
Date	Jul 2, 2026
Instrument	202645019

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 19, 2026
Property Address	25 GARDEN PL, EDGEWATER, NJ 07020-1207
Document Number	0057501919
Book / Page	5750 / 1919
Instrument Date	Mar 5, 2026
Instrument	2026018302
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,923.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12-01 RIVER RD STE 100, 100, FAIR LAWN, NJ 07410-1884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GARDEN PL # B, B, EDGEWATER, NJ 07020-1207

Mortgage

Document Number	2026018303
Date	Mar 19, 2026
Instrument	2026018303

Lender

Name	BRIGHTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 27, 2025
Property Address	25 GARDEN PL, EDGEWATER, NJ 07020-1207
Document Number	0055361301
Book / Page	5536 / 1301
Instrument Date	Jun 27, 2025
Instrument	2025044112
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	CONNECT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$7,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1096 TEANECK ROAD #3A3A, 3A3A, PARK RIDGE, NJ 07656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GARDEN PL, EDGEWATER, NJ 07020-1207

Mortgage

Document Number	2025044113
Date	Jun 27, 2025
Instrument	2025044113

Lender

Name	CONNECTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Garden Pl was $9,924, up 6.7% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,397,800 (+131.69%) Land $397,800 Building $1,000,000	$1,397,800 (+131.69%) Land $397,800 Building $1,000,000
2025	$9,924.00 (+6.72%) Widower's exemption	$603,300 Land $378,600 Building $224,700	$603,300 Land $378,600 Building $224,700
2024	$9,299.00
2023		$558,700 Land $346,000 Building $212,700	$558,700 Land $346,000 Building $212,700
2022	$8,417.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Garden Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Garden Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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