25 Garden Cir, Babbitt, MN 55706 Property Records

St. Louis County property record for 25 Garden Cir, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1951
Lot Size	0.184 acres (8,049 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2023)
Tax Bill	$708 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-0010-01880`

Property Details

APN / Parcel Number

Primary APN	`105-0010-01880`
Alternative APNs	`1155959` `787307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	8,049 sqft (0.184 acres)
Garage Area	252 sqft
Deck Area	35 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1155959
Street Address	25 GARDEN CIR
City	BABBITT
State	MN
Zip	55706-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0056 BLOCK:007 SERIAL #
Legal Subdivision	BABBITT 1ST DIV CITY OF BABBIT
Legal Block	7
Legal Lot Number	56
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1021
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 GARDEN CIR, BABBITT, MN 55706-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELY AREA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20231475515
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	25 GARDEN CIR, BABBITT, MN 55706-1225
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ASH BLVD, BABBITT, MN 55706-1118

Mortgage

Document Number	0001476805
Date	Oct 26, 2023
Instrument	1476805

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2023
Property Address	25 GARDEN CIR, BABBITT, MN 55706-1225
Document Number	0001475515
Instrument Date	Sep 27, 2023
Instrument	1475515
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	25 GARDEN CIR, BABBITT, MN 55706-1225

Mortgage

Document Number	0001475516
Date	Oct 5, 2023
Instrument	1475516

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	25 GARDEN CIR, BABBITT, MN 55706-1225
Document Number	00A1363183
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 GARDEN CIR BABBITT MN 557061225, BABBITT, MN 55706-1225

Mortgage

Document Number	00A1363183
Date	Sep 12, 2019
Instrument	A1363183

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 11, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$708.00 (+94.51%) Homeowner's exemption
2025	$364.00 (-65.66%) Homeowner's exemption	$74,700 (+0.54%) Land $5,300 Building $69,400	$74,700 (+0.54%) Land $5,300 Building $69,400
2024		$74,300 (+38.1%) Land $5,300 Building $69,000	$74,300 (+38.1%) Land $5,300 Building $69,000
2023	$1,060.00
2022		$53,800 Land $4,600 Building $49,200	$53,800 Land $4,600 Building $49,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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