Essex County and Swampscott Town property record for 25 Gale Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,874 sqft · built 1949 |
| Lot Size | 0.251 acres (10,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $664,900 (May 2004) |
| Tax Bill | $14,754 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0035 B:0003 L:0 |
| Primary APN | SWAM M:0035 B:0003 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 5,199 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,947 sqft (0.251 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 25 GALE RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 3 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 6 |
| Census Block | 6013 |
| Census Tract | 202200 |
25 Gale Rd is owned and occupied by an individual who bought it in May 2004.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 GALE RD, SWAMPSCOTT, MA 01907-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage INST SVGS NEWBURYPORT |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2004 · Amount on File |
| Deed Sale | May 3, 2004 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 25 GALE RD, SWAMPSCOTT, MA 01907-2807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36901-536 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 36901/536 |
| Instrument | 180731000440 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 25 GALE RD, SWAMPSCOTT, MA 01907-2807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39437-76 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 39437/76 |
| Instrument | 20210121003280 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 25 Gale Rd was $14,754, up 9.7% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,754.00 (+9.68%) | $1,229,500 (+4.83%) Land $516,500 Building $713,000 | $1,394,878 (+2.81%) |
| 2025 | $13,452.00 | $1,172,800 Land $495,900 Building $676,900 | $1,356,790 |
| 2023 | $12,224.00 | $1,041,200 Land $433,900 Building $607,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Gale Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 21 (1979–2024) |
| Claims Outside the SFHA | 5 of 21 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Gale Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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