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25 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 25 Front St, Schenectady, NY 12305 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,010 sqft · built 1790
Lot Size0.21 acres (9,168 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jun 2024)
Tax Bill$9,471 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN421500 39.55-1-20

Property Details

APN / Parcel Number

Primary APN421500 39.55-1-20
Alternative APN
  • 150003905500010200000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,010 sqft Living Area
1st Floor Area1,095 sqft
2nd Floor Area915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1790
Effective Year BuiltEffective 1790
Architectural StyleOther
Exterior MaterialWood
Lot Area9,168 sqft (0.21 acres)
Lot Dimensions382 ft deep x 24 ft wide
PorchSlab
Porch Area150 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address25 FRONT ST
CitySCHENECTADY
StateNY
Zip12305-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 BRICK FRONT
Legal Block1
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.55-1-20

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 FRONT ST, SCHENECTADY, NY 12305-1301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2024Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Apr 26, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2024 · Amount on Record
Deed SaleJun 07, 2024 · Amount on Record
Prior SaleApr 26, 2018 · Amount on Record
Deed Document Number202434693
Deed Book / Page2132 / 296
Prior Transfer DateSep 13, 2012
Prior Transfer Doc0000041600
Record UpdatedSep 20, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 07, 2024
Property Address25 FRONT ST, SCHENECTADY, NY 12305-1301
Document Number0000034693
Book / Page2132 / 296
Instrument DateMay 28, 2024
Instrument202434693
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 FRONT ST, SCHENECTADY, NY 12305-1301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address240 GREEN ST, SCHENECTADY, NY 12305-1402

Mortgage

Document Number0000034694
DateJun 07, 2024
Instrument202434694
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 26, 2018
Property Address25 FRONT ST, SCHENECTADY, NY 12305-1301
Document Number0000017730
Book / Page001985 / 000849
Instrument DateApr 18, 2018
Instrument17730
Transaction TypeTransfer
Record UpdatedMay 09, 2018
Title CompanyNORTHEAST TITLE AND ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 FRONT ST #2 SCHENECTADY NY 123051301, 2, SCHENECTADY, NY 12305-1301

Mortgage

Document Number17734
DateApr 26, 2018
Book Page004833/000167
Instrument17734
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 25, 2033

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,471.00 (+3.58%)$200,000 (-) Land $35,300 Building $164,700$331,181 (+30.82%) Land $58,453 Building $272,728
2023$200,000 (-) Land $35,300 Building $164,700$253,165 (+3.8%) Land $44,684 Building $208,481
2022$200,000 Land $35,300 Building $164,700$243,902 Land $43,049 Building $200,853
2021$9,144.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies74 units insured
30 under condo master policies
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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