25 Finda Way, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 25 Finda Way, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 880 sqft · built 2014
Lot Size2.8 acres (121,968 sqft)
Owner2 Individual Names on Record
Last Sale$453,500 (Aug 2023)
Tax Bill$3,747 (2025)
Deeds & MortgagesMar 2021 Refinance
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0371D 002000

Property Details

APN / Parcel Number

Primary APN0371D 002000
Alternative APNs
  • GRAY M:059 B:037 L:001-007
  • 2201

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area880 sqft Living Area
Basement Area473 sqft
Unfinished Basement416 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area121,968 sqft (2.8 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number2201
Street Address25 FINDA WAY
CityGRAY
StateME
Zip04039-9438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionFRED MILLER SURV
Legal Block37
Legal Lot Number1-7
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1027
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 FINDA WAY, GRAY, ME 04039-9438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BATH SAVINGS INSTITUTION
Aug 28, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Jun 12, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Book / Page40325 / 208
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address25 FINDA WAY, GRAY, ME 04039-9438
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0379440194
DateMar 18, 2021
Book Page37944/194
Instrument19079
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateAug 28, 2023
Property Address25 FINDA WAY, GRAY, ME 04039-9438
Document Number0403250208
Book / Page40325 / 208
Instrument DateAug 25, 2023
Instrument30056
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7002 W 35TH AVE, WHEAT RIDGE, CO 80033-6369

Mortgage

Document Number0000030057
DateAug 28, 2023
Instrument30057
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateJun 12, 2017
Property Address25 FINDA WAY, GRAY, ME 04039-9438
Document Number0340740319
Book / Page034074 / 000319
Instrument DateJun 9, 2017
Instrument26485
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2017

Transaction

Tax$923.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address156 HERITAGE DR MILTON VT 054689776, MILTON, VT 05468-9776

Mortgage

Document Number340740321
DateJun 12, 2017
Book Page034074/000321
Instrument26486
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,747.00 (-0.21%)$387,100 (-) Land $125,800 Building $261,300
2024$3,755.00 (+6.34%)$387,100 (+66.42%) Land $125,800 Building $261,300
2023$3,531.00 (+8.81%)$232,600 (-) Land $57,900 Building $174,700
2022$3,245.00$232,600 Land $57,900 Building $174,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

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