25 Fairway Ln, Berlin, MD 21811 Property Records

Worcester County property record for 25 Fairway Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,244 sqft · built 1985
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2021)
Tax Bill	$2,887 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-042723`

Property Details

APN / Parcel Number

Primary APN	`03-042723`
Alternative APN	`042723`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042723
Street Address	25 FAIRWAY LN
City	BERLIN
State	MD
Zip	21811-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT G-13-060 9750 SQ FT FAIRWAY LANE PL OCEAN PINES SEC 13
Legal Subdivision	OCEAN PINES
Legal Lot Number	60
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1001
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 FAIRWAY LN, BERLIN, MD 21811-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 25, 2021	Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC
Apr 6, 2021	Deed, Transfer
Apr 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Book / Page	8099 / 158
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0080000112
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	25 FAIRWAY LN, OCEAN PINES, MD 21811-1728
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FAIRWAY LN, OCEAN PINES, MD 21811-1728

Mortgage

Document Number	0084310343
Date	Jul 27, 2022
Book Page	8431/343

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 25, 2021
Property Address	25 FAIRWAY LN, OCEAN PINES, MD 21811-1728
Document Number	0080990158
Book / Page	8099 / 158
Map Reference	MB FWH21 FO 6
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE NATION LLC, TITLE NATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FAIRWAY LN, BERLIN, MD 21811-1728

Mortgage

Document Number	0008099176
Date	Jun 25, 2021
Instrument	8099/176

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 6, 2021
Property Address	25 FAIRWAY LN, OCEAN PINES, MD 21811-1728
Document Number	0080000112
Book / Page	8000 / 112
Map Reference	MB FWH 21 FO 6
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11537 HODSON WHITE RD, DAMES QUARTER, MD 21821-1145

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Apr 6, 2021
Property Address	25 FAIRWAY LN, OCEAN PINES, MD 21811-1728
Document Number	0080000119
Book / Page	8000 / 119
Map Reference	MB FWH 21 FO 6
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11537 HODSON WHITE RD, DAMES QUARTER, MD 21821-1145

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,887.00 (+1.09%) Homeowner's exemption	$415,833 (+5.39%)	$437,100 (-) Land $114,500 Building $322,600
2025	$2,856.00 (+4.35%) Homeowner's exemption	$394,567 (+16.98%)	$437,100 (+17.09%) Land $114,500 Building $322,600
2023	$2,737.00 Homeowner's exemption	$337,300	$373,300 Land $99,500 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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