25 Espy Rd, Apt B3, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 25 Espy Rd, Apt B3, Caldwell, NJ 07006

Property Summary

Property Type	Condominium
Details	1,304 sqft · built 1988
Lot Size	0.016 acres (688 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2020)
Tax Bill	$9,019 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-01-00002-03`

Property Details

APN / Parcel Number

Primary APN	`03-00036-01-00002-03`
Alternative APNs	`03000360001000020003` `00000912`

Interior

Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	688 sqft (0.016 acres)

Location & Zoning

Account Number	00000912
Street Address	25 ESPY RD, B3
City	CALDWELL
State	NJ
Zip	07006-4856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD
Legal Description	CONDO
Legal Subdivision	RIDGE/CALDWELL
Legal Block	36.1
Legal Lot Number	2.3
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

25 Espy Rd, Apt B3 is owned and occupied by an individual who bought it in April 2020.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	25 ESPY RD, B3, CALDWELL, NJ 07006-4856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Deed Document Number	202035514
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 7, 2020
Property Address	25 ESPY RD APT B3, B3, CALDWELL, NJ 07006-4856
Document Number	0000035514
Instrument Date	Feb 26, 2020
Instrument	35514
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ESPY RD #B3 CALDWELL NJ 070064856, B3, CALDWELL, NJ 07006-4856

Mortgage

Document Number	35515
Date	Apr 7, 2020
Instrument	35515

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25 Espy Rd, Apt B3 was $9,019, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,900 (-) Land $100,000 Building $176,900	$276,900 (-) Land $100,000 Building $176,900
2025	$9,019.00 (+2.3%)	$276,900 Land $100,000 Building $176,900	$276,900 Land $100,000 Building $176,900
2024	$8,816.00
2023		$276,900 Land $100,000 Building $176,900	$276,900 Land $100,000 Building $176,900
2022	$8,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Espy Rd, Apt B3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 Espy Rd, Apt B3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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