25 Emery St, Cabot, AR 72023 Property Records

Lonoke County property record for 25 Emery St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,778 sqft · built 2002
Lot Size	2.88 acres (125,453 sqft)
Owner	Owner Name on Record
Last Sale	$260,000 (Sep 2010)
Tax Bill	$2,275 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-10380-000`

Property Details

APN / Parcel Number

Primary APN	`001-10380-000`
Alternative APN	`12975`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,778 sqft Living Area
1st Floor Area	2,502 sqft
2nd Floor Area	276 sqft
Upper Floors Area	276 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	125,453 sqft (2.88 acres)
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	116 sqft
Porch	Open Porch
Porch Area	544 sqft
Deck Area	451 sqft
Patio Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25 EMERY ST
City	CABOT
State	AR
Zip	72023-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE (TR 8) LINCOLN TERRACE
Legal Range	09W
Legal Township	04N
Legal Section	34
Legal Subdivision	LINCOLN TERRACE 08
Legal Tract	8
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2005
Census Tract	20108

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	25 EMERY ST, CABOT, AR 72023-9516
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 10, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Oct 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2010 · Amount on Record
Deed Sale	Sep 15, 2010 · Amount on Record
Deed Document Number	0000009831
Last Transfer Date	May 7, 2013
Transfer Doc	0000005675
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	25 EMERY ST, CABOT, AR 72023-9516
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 EMERY ST, CABOT, AR 72023-9516

Mortgage

Document Number	0000012665
Date	Oct 28, 2022
Book Page	2022/12665
Instrument	2022-12665

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	25 EMERY ST, CABOT, AR 72023-9516
Document Number	0000011876
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 EMERY ST CABOT AR 720239516, CABOT, AR 72023-9516

Mortgage

Document Number	0000011876
Date	Dec 11, 2018
Instrument	11876

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate	4.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	25 EMERY ST, CABOT, AR 72023-9516
Document Number	0000011875
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 EMERY ST CABOT AR 720239516, CABOT, AR 72023-9516

Mortgage

Document Number	0000011875
Date	Dec 11, 2018
Instrument	11875

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,470 (-) Land $5,760 Building $54,710
2024	$2,275.00 (-3.19%)
2023	$2,350.00 Homeowner's exemption	$60,470 Land $5,760 Building $54,710	$302,350 Land $28,800 Building $273,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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