25 Emerald Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 25 Emerald Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1930
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2014)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`NAHA M:0012C B:0000 L:0009`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0012C B:0000 L:0009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,060 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 EMERALD RD
City	NAHANT
State	MA
Zip	01908-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	9
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	2
Census Block	2000
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 EMERALD RD, NAHANT, MA 01908-1359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage SAINT JEANS CU
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2014 · Amount on Record
Deed Sale	Jan 22, 2014 · Amount on Record
Deed Book / Page	33079 / 245
Last Transfer Date	Apr 30, 2024
Transfer Doc	042107-541
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	25 EMERALD RD, NAHANT, MA 01908-1359
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042849-339
Date	Jul 25, 2025
Book Page	42849/339
Instrument	20250725000350

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	25 EMERALD RD, NAHANT, MA 01908-1359
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039855-71
Date	May 7, 2021
Book Page	39855/71
Instrument	20210507006380

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	25 EMERALD RD, NAHANT, MA 01908-1359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38071-600
Date	Nov 27, 2019
Book Page	38071/600
Instrument	20191127006700

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,358.00 (+3.5%)	$694,900 (+2.6%) Land $413,600 Building $281,300	$688,085
2024	$6,143.00 (+9.23%)	$677,300 (+9.47%) Land $396,000 Building $281,300
2023	$5,624.00	$618,700 Land $352,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 13 claims Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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