Oswego County and Schroeppel Town property record for 25 Elm St, Phoenix, NY 13135
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,576 sqft · built 2025 |
| Lot Size | 0.231 acres (10,086 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jun 2026) |
| Tax Bill | $3,035 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 304.13-01-14.01 |
| Primary APN | 355401 304.13-01-14.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Other |
| Lot Area | 10,086 sqft (0.231 acres) |
| Lot Dimensions | 121 ft deep x 28 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25 ELM ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-1 |
| Legal Subdivision | CANDEES ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14.030 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20901 |
25 Elm St, a townhouse, is owned and occupied by an individual who bought it in June 2026.
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 ELM ST, PHOENIX, NY 13135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage TWO FEDERAL SAVINGS LOAN |
| Jul 19, 2023 | Warranty Deed, Transfer OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT AMY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Jul 19, 2023 · Amount on File |
| Deed Document Number | 2026R-2026-005565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 30, 2026 |
| Property Address | 25 ELM ST, PHOENIX, NY 13135 |
| Document Number | 0000005565 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20265565 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 ELM ST, PHOENIX, NY 13135 |
| Date | Jun 30, 2026 |
|---|
| Name | TWO FEDERAL SAVINGS LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 19, 2023 |
| Property Address | ELM ST, PHOENIX, NY 13135 |
| Document Number | 0000006103 |
| Instrument Date | Jun 28, 2023 |
| Instrument | R-2023-006103 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT AMY |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 STATE ROUTE 264, PHOENIX, NY 13135-2131 |
| Name | Verified Name |
|---|---|
| Address | 4871 IROQUOIS AVE, SYRACUSE, NY 13215-2123 |
The 2026 property tax bill for 25 Elm St was $3,035, up 30.4% from the year before.
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,035.00 (+30.37%) | ||
| 2025 | $2,328.00 (+812.94%) | $59,000 Land $9,000 Building $50,000 | $131,111 Land $20,000 Building $111,111 |
| 2024 | $255.00 | ||
| 2023 | $5,000 (-) Land $5,000 | $9,091 (+18.19%) Land $9,091 | |
| 2022 | $5,000 Land $5,000 | $7,692 Land $7,692 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 25 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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