Essex County and Gloucester City property record for 25 Elm St, #4, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,004 sqft · built 1900 |
| Lot Size | 0.157 acres (6,876 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2013) |
| Tax Bill | $3,488 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0034 L:0004 |
| Primary APN | GLOU M:0013 B:0034 L:0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,876 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 25 ELM ST, 4 |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-5 |
| Legal Block | 34 |
| Legal Lot Number | 4 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 221500 |
25 Elm St, #4 is owned and occupied by an individual who bought it in June 2013.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 ELM ST, 4, GLOUCESTER, MA 01930-3788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2013 · Amount on File |
| Deed Sale | Jun 14, 2013 · Amount on File |
| Prior Sale | Sep 15, 2004 · Amount on File |
| Deed Book / Page | 32564 / 145 |
| Transfer Doc | 032564-145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 25 ELM ST # 4, 4, GLOUCESTER, MA 01930-3788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37317-540 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 37317/540 |
| Instrument | 20190207001930 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 25 ELM ST # 4, 4, GLOUCESTER, MA 01930-3788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38626-557 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 38626/557 |
| Instrument | 20200619000620 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 25 Elm St, #4 was $3,488, up 4.1% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,488.00 (+4.09%) | $374,600 (+8.64%) Building $374,600 | $406,762 |
| 2025 | $3,351.00 (+6.65%) | $344,800 (+6.78%) Building $344,800 | |
| 2024 | $3,142.00 (-1.75%) | $322,900 (+6.92%) Building $322,900 | $297,350 |
| 2023 | $3,198.00 | $302,000 Building $302,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Elm St, #4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Elm St, #4 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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