25 Eagle Fork Dr, Waynesville, NC 28786 Property Records

Haywood County property record for 25 Eagle Fork Dr, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 2019
Lot Size	1.32 acres (57,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$908,000 (Dec 2025)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8605-05-6546`

Property Details

APN / Parcel Number

Primary APN	`8605-05-6546`
Alternative APNs	`247839` `290650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,864 sqft Heated Area
Gross Area	2,799 sqft
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Finished Basement	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Lot Area	57,717 sqft (1.32 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	290650
Street Address	25 EAGLE FORK DR
City	WAYNESVILLE
State	NC
Zip	28786-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ENRD
Legal Description	#1 LITTLE MOUNTAIN
Legal Subdivision	LITTLE MOUNTAIN
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	2
Census Block	2014
Census Tract	920800

Owner

Source: Haywood County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CHEVRON FCU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Aug 18, 2020	Loan Modification, Mortgage · Conventional with PMI FIRST BK
Feb 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Apr 25, 2017	Warranty Deed, Transfer · Closed-End Mortgage WNC COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	202510633
Deed Book / Page	1142 / 1564
Prior Transfer Date	Nov 21, 2024
Prior Transfer Doc	0011211124
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010220251
Date	Feb 19, 2021
Book Page	1022/251
Instrument	2021001981

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010281170
Date	Apr 23, 2021
Book Page	1028/1170
Instrument	2021004933

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 10, 2025
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Document Number	0011421564
Book / Page	1142 / 1564
Map Reference	CAB A SL 27-B
Instrument Date	Dec 4, 2025
Instrument	2025010633
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,816.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 WALNUT ST, WAYNESVILLE, NC 28786-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188

Mortgage

Document Number	0011421567
Date	Dec 10, 2025
Instrument	1142/1567

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Document Number	0010140693
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010140693
Date	Nov 23, 2020
Book Page	001014/000693
Instrument	12283

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYWOOD NC
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Document Number	0000007971
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 EAGLE FORK DR WAYNESVILLE NC 287869188, WAYNESVILLE, NC 28786-9188

Mortgage

Document Number	0000007971
Date	Aug 18, 2020
Instrument	7971

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Document Number	0009671146
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	SCENIC CIR HAZELWOOD NC 28786, HAZELWOOD, NC 28786

Mortgage

Document Number	0009671146
Date	Feb 6, 2019
Book Page	000967/001146
Instrument	974

Lender

Name	FIRSTBANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 25, 2017
Property Address	25 EAGLE FORK DR, WAYNESVILLE, NC 28786-9188
Document Number	0009270927
Book / Page	927 / 0927
Map Reference	CAB A SL27-B
Instrument Date	Apr 24, 2017
Instrument	2017003674
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 FOX HOLLOW ST, 3105, ROUND ROCK, TX 78681-1707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GLANCE ST, CLYDE, NC 28721-0195

Mortgage

Document Number	2017003675
Date	Apr 25, 2017
Instrument	2017003675

Lender

Name	WNC COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 24, 2027

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,600 (-) Land $64,900 Building $462,700
2025	$3,060.00	$527,600 (-) Land $64,900 Building $462,700	$527,600 (-) Land $64,900 Building $462,700
2023		$527,600 Land $64,900 Building $462,700	$527,600 (-) Land $64,900 Building $462,700
2021			$527,600 Land $64,900 Building $462,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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