25 E North Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 25 E North Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 750 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Dec 2020)
Tax Bill	$4,330 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-452-007`

Property Details

APN / Parcel Number

Primary APN	`09-20-452-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	750 sqft Building Perimeter
1st Floor Area	750 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1941
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	1,256 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	0920452007
Street Address	25 E NORTH AVE
City	CORTLAND
State	IL
Zip	60112-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN DOWS SUB - DIV OF SW 1/4 OF THE SE 1/4 SEC 20 - TWP 40N -
Legal Range	00E
Legal Township	40N
Legal Section	20
Legal Subdivision	JOHN DOWS SUB - DIV
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4021
Census Tract	1600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 E NORTH AVE, CORTLAND, IL 60112-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	202013289
Prior Transfer Date	Nov 1, 2007
Prior Transfer Doc	0000018864
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 10, 2020
Property Address	25 E NORTH AVE, CORTLAND, IL 60112-4204
Document Number	0000013289
Instrument Date	Nov 19, 2020
Instrument	13289
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E NORTH AVE CORTLAND IL 601124204, CORTLAND, IL 60112-4204

Mortgage

Document Number	13290
Date	Dec 10, 2020
Instrument	13290

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,553 (+13.7%) Land $20,023 Building $42,530	$187,659 (+13.7%) Land $60,069 Building $127,590
2024	$4,330.00
2023		$55,017 Land $17,611 Building $37,406	$165,051 Land $52,833 Building $112,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet, Watch TV.

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