25 E Green Creek Dr, Tryon, NC 28782 Property Records

Polk County property record for 25 E Green Creek Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,160 sqft · built 1990
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2019)
Tax Bill	$1,927 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P117-91`

Property Details

APN / Parcel Number

Primary APN	`P117-91`
Alternative APN	`57031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,160 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	185,130 sqft (4.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	57031
Street Address	25 E GREEN CREEK DR
City	TRYON
State	NC
Zip	28782-7762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #11, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Legal Lot Number	11
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2018
Census Tract	920101

Owner

25 E Green Creek Dr is owned and occupied by an individual who bought it in June 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	25 E GREEN CREEK DR, TRYON, NC 28782-7762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTAR FINCL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Feb 4, 1999
Deed Book / Page	440 / 2365
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	25 E GREEN CREEK DR, TRYON, NC 28782-7762
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/2097
Date	Sep 13, 2017
Book Page	428/2097
Instrument	004661700006

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	25 E GREEN CREEK DR, TRYON, NC 28782-7762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/2097
Date	Sep 12, 2017
Book Page	428/2097
Instrument	004661700006

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2042

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 3, 2019
Property Address	25 E GREEN CREEK DR, TRYON, NC 28782-7762
Document Number	00440/2365
Book / Page	440 / 2365
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E GREEN CREEK DR, TRYON, NC 28782-7762

Mortgage

Document Number	00440/2368
Date	Jun 3, 2019
Book Page	440/2368

Lender

Name	HOMESTAR FINCL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 25 E Green Creek Dr was $1,927.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,927.00	$362,758 (-) Land $85,375 Building $277,383	$362,758 (-) Land $85,375 Building $277,383
2025	$1,927.00	$362,758 Land $85,375 Building $277,383	$362,758 Land $85,375 Building $277,383
2023	$1,788.00	$280,225 Land $62,500 Building $217,725
2021			$280,225 Land $62,500 Building $217,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 E Green Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 E Green Creek Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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