25 Dunning Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 25 Dunning Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,369 sqft · built 1992
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2021)
Tax Bill	$8,839 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more
APN	`414089 218.5-1-4`

Property Details

APN / Parcel Number

Primary APN	`414089 218.5-1-4`
Alternative APNs	`408921800500010040000000` `5 J01285`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,369 sqft Living Area
1st Floor Area	997 sqft
2nd Floor Area	1,273 sqft
Upper Floors Area	99 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	125 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	5 J01285
Street Address	25 DUNNING RD
City	MALTA
State	NY
Zip	12020-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SIDE: S
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	1
Census Block	1001
Census Tract	61905

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 DUNNING RD, BALLSTON SPA, NY 12020-4297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Jun 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL COMMUNICATIONS FCU
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSTRUCTIVE LNS LLC
Apr 8, 2020	Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTIVE LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	20212021020927
Prior Transfer Date	Apr 25, 2003
Prior Transfer Doc	1644000643
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	25 DUNNING RD, MALTA, NY 12020-4297
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004620
Date	Feb 8, 2021
Instrument	2021004620

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 14, 2021
Property Address	25 DUNNING RD, MALTA, NY 12020-4297
Document Number	2021020927
Instrument Date	Jun 4, 2021
Instrument	2021020927
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MORLOCK DR, WEST SAND LAKE, NY 12196-2103

Mortgage

Document Number	2021020928
Date	Jun 14, 2021
Instrument	2021020928

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	25 DUNNING RD, MALTA, NY 12020-4297
Document Number	0000009019
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 S FINANCIAL PL #20TH CHICAGO IL 606051000, 20TH, CHICAGO, IL 60605-1000

Mortgage

Document Number	0000009019
Date	Apr 6, 2020
Instrument	9019

Lender

Name	CONSTRUCTIVE LNS LLC
Address	CHICAGO, IL 60605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Apr 8, 2020
Property Address	25 DUNNING RD, MALTA, NY 12020-4297
Document Number	0000009013
Instrument Date	Mar 3, 2020
Instrument	9013
Transaction Type	Construction Loan
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 MONTGOMERY LN MIDDLE GROVE NY 128501456, MIDDLE GROVE, NY 12850-1456

Mortgage

Document Number	9014
Date	Apr 8, 2020
Instrument	9014

Lender

Name	CONSTRUCTIVE LNS LLC
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2021

Mortgage

Document Number	9015,
Date	Apr 8, 2020
Instrument	9015

Lender

Name	CONSTRUCTIVE LNS LLC
Address	FARMERS BRANCH, TX 75234

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,839.00	$620,000 (+23.02%) Land $140,600 Building $479,400	$620,000 (+23.02%) Land $140,600 Building $479,400
2023		$504,000 Land $140,600 Building $363,400	$504,000 Land $140,600 Building $363,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (2007–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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