Bergen County and Cresskill Borough property record for 25 Division St, Unit 403, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,810 sqft · built 2021 |
| Lot Size | 0.023 acres (980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,990 (Mar 2026) |
| Tax Bill | $18,944 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00182-0000-00029-0000-C0403 |
| Primary APN | 08-00182-0000-00029-0000-C0403 |
|---|
| Units | 6 Units |
|---|---|
| Building Area | 1,810 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Lot Area | 980 sqft (0.023 acres) |
| Street Address | 25 DIVISION ST, 403 |
|---|---|
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GRAND ROSE TWNHMS CONDO |
| Legal Block | 182 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 DIVISION ST, 403, CRESSKILL, NJ 07626-2168 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed, Transfer · Conventional Mortgage PRIME HOME LOANS INC |
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Deed Document Number | 202616502 |
| Deed Book / Page | 5745 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 12, 2026 |
| Property Address | 25 DIVISION ST UNIT 403, 403, CRESSKILL, NJ 07626-2168 |
| Document Number | 0057450112 |
| Book / Page | 5745 / 112 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026016502 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 FORSYTHIA LN, PARAMUS, NJ 07652-4307 |
| Name | Verified Name |
|---|---|
| Address | 25 DIVISION ST UNIT 403, 403, CRESSKILL, NJ 07626-2168 |
| Document Number | 2026016503 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026016503 |
| Name | PRIME HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2022 |
| Property Address | 25 DIVISION ST UNIT 403, 403, CRESSKILL, NJ 07626-2168 |
| Document Number | 0045520932 |
| Book / Page | 4552 / 932 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022010725 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,702.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 CENTER AVE STE 410, 410, FORT LEE, NJ 07024-4909 |
| Name | Verified Name |
|---|---|
| Address | 25 DIVISION ST # 403, 403, CRESSKILL, NJ 07626-2168 |
| Document Number | 2022010726 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022010726 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $883,600 (+5.83%) Land $345,000 Building $538,600 | $883,600 (+5.83%) Land $345,000 Building $538,600 | |
| 2025 | $18,944.00 (+4.48%) | $834,900 (+8.82%) Land $330,000 Building $504,900 | $834,900 (+8.82%) Land $330,000 Building $504,900 |
| 2024 | $18,131.00 (+7.07%) | ||
| 2023 | $767,200 Land $315,000 Building $452,200 | $767,200 Land $315,000 Building $452,200 | |
| 2022 | $16,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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