25 Cypress Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 25 Cypress Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,757 sqft · built 1986
Lot Size	0.46 acres (20,025 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Jul 2019)
Tax Bill	$15,606 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Transfer
APN	`05-00014-0000-00061-03`

Property Details

APN / Parcel Number

Primary APN	`05-00014-0000-00061-03`
Alternative APNs	`05000140000000610003` `05000140000000613`

Interior

Building Area	2,757 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	20,025 sqft (0.46 acres)

Location & Zoning

Old Parcel Number	05000140000000613
Street Address	25 CYPRESS RD
City	CHATHAM
State	NJ
Zip	07928-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	14
Legal Lot Number	61.3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4034
Census Tract	44000

Owner

25 Cypress Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 CYPRESS RD, CHATHAM, NJ 07928-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Apr 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Jan 9, 1997 · Amount on File
Deed Document Number	201935218
Deed Book / Page	23568 / 1330
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0235151521
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	25 CYPRESS RD, CHATHAM, NJ 07928-1104
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241871119
Date	Aug 4, 2021
Book Page	24187/1119
Instrument	2021066050

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	2.75%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 4, 2019
Property Address	25 CYPRESS RD, CHATHAM, NJ 07928-1104
Document Number	0235151521
Book / Page	023515 / 001521
Instrument Date	Apr 1, 2019
Instrument	16154
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 CYPRESS RD CHATHAM NJ 079281104, CHATHAM, NJ 07928-1104

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,600 (-) Land $446,000 Building $338,600	$784,600 (-) Land $446,000 Building $338,600
2025		$784,600 Land $446,000 Building $338,600	$784,600 Land $446,000 Building $338,600
2024	$15,606.00
2023		$784,600 Land $446,000 Building $338,600	$784,600 Land $446,000 Building $338,600
2022	$15,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 25 Cypress Rd; there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cypress Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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