25 Cross St, Saco, ME 04072 Property Records

York County and Saco City property record for 25 Cross St, Saco, ME 04072 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,744 sqft · built 1828
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Oct 2025)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jul 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D1105R`

Property Details

APN / Parcel Number

Primary APN	`D1105R`
Alternative APNs	`SACO M:038 L:122 U:000-000` `M:038 L:122 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	4,799 sqft
1st Floor Area	1,372 sqft
Attic	Attic
Attic Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1828
Effective Year Built	Effective 1828
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D1105R
Street Address	25 CROSS ST
City	SACO
State	ME
Zip	04072-2701
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	122
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3005
Census Tract	5301

Owner

Source: York County and Saco City records · APN D1105R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 EVERETT AVE, SOUTH PORTLAND, ME 04106-3004
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 09, 2024	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 31, 2025	Warranty Deed, Transfer NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Dec 19, 2016
Deed Document Number	202539748
Deed Book / Page	19776 / 29
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	25 CROSS ST, SACO, ME 04072-2701
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190040752
Date	Apr 19, 2022
Book Page	19004/752
Instrument	2022017074

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2047

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	25 CROSS ST, SACO, ME 04072-2701
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194660711
Date	Jul 09, 2024
Book Page	19466/711
Instrument	2024020162

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 31, 2025
Property Address	25 CROSS ST, SACO, ME 04072-2701
Document Number	0197760029
Book / Page	19776 / 29
Instrument Date	Oct 30, 2025
Instrument	2025039748
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 EVERETT AVE, S PORTLAND, ME 04106-3004

Mortgage

Document Number	2025039749
Date	Oct 31, 2025
Instrument	2025039749

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$5,815.00 (+0.99%)	$409,500 (-0.07%) Land $125,800 Building $283,700
2024	$5,758.00 (+11.44%)	$409,800 (+45.37%) Land $125,800 Building $284,000
2022	$5,167.00	$281,900 Land $95,800 Building $186,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310053013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: GoNetspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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