25 Cross Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 25 Cross Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1960
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2021)
Tax Bill	$4,970 (2026)
Deeds & Mortgages	May 2021 Sale May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-0008-18`

Property Details

APN / Parcel Number

Primary APN	`1-0008-18`
Alternative APN	`CUMB M:064 B:0067 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,296 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,003 sqft (0.574 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1-0008-18
Street Address	25 CROSS RD
City	CUMBERLAND
State	RI
Zip	02864-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	67
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2022
Census Tract	11405

Owner

25 Cross Rd is owned and occupied by an individual who bought it in May 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Correction Deed
May 18, 2021	Warranty Deed, Transfer
Nov 1, 2019	Foreclosure NOT AVAILABLE
Apr 26, 2017	Redemption Deed, Transfer
Jul 13, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	2021124217
Deed Book / Page	1889 / 445
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	1818-865
Record Updated	Oct 29, 2026

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 18, 2021
Property Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Document Number	1889-442
Book / Page	1889 / 442
Instrument Date	May 11, 2021
Instrument	124216
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CROSS RD, CUMBERLAND, RI 02864-4035

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 18, 2021
Property Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Document Number	1889-445
Book / Page	1889 / 445
Instrument Date	May 6, 2021
Instrument	124217
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2865, EDGARTOWN, MA 02539-2865

November 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 1, 2019
Property Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Document Number	1818-865
Book / Page	001818 / 000865
Instrument Date	Oct 31, 2019
Transaction Type	Foreclosure
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$425.46
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

April 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 26, 2017
Property Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Document Number	1740-528
Book / Page	001740 / 000528
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CROSS RD CUMBERLAND RI 028644035, CUMBERLAND, RI 02864-4035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 13, 2020
Property Address	25 CROSS RD, CUMBERLAND, RI 02864-4035
Document Number	1845-820
Book / Page	001845 / 000820
Instrument Date	Sep 11, 2013
Instrument	115405
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CROSS RD CUMBERLAND RI 028644035, CUMBERLAND, RI 02864-4035

Tax Assessment & Valuation

The 2026 property tax bill for 25 Cross Rd was $4,970, up 14% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,970.00 (+13.96%)	$496,500 (+39.7%) Land $216,300 Building $280,200	$529,125
2025	$4,361.00	$355,400 Land $109,800 Building $245,600
2023	$4,130.00 (+18.95%)	$355,400 (+53.45%) Land $109,800 Building $245,600
2022	$3,472.00	$231,600 Land $80,600 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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