25 Cove Ln, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 25 Cove Ln, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,679 sqft · built 1984
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Trust Names on File
Last Sale	$5,650,000 (Feb 2019)
Tax Bill	$56,388 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:052 L:009`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:052 L:009`
Alternative APN	`30442`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,679 sqft Living Area
Gross Area	13,357 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	30442
Street Address	25 COVE LN
City	OSTERVILLE
State	MA
Zip	02655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	9
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1010
Census Tract	13002

Owner

25 Cove Ln is held in a trust since February 2019.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	INTERNATIONAL PL, BOSTON, MA 02110
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage GOLDMAN SACHS BK USA
Feb 11, 2019	Deed of Trust, Mortgage MISCELLANEOUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Oct 27, 2010
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	25 COVE LN, OSTERVILLE, MA 02655
Document Number	0001381948
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25 COVE LN OSTERVILLE MA 02655, OSTERVILLE, MA 02655

Mortgage

Document Number	0001381948
Date	Oct 25, 2019
Instrument	1381948

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	25 COVE LN, OSTERVILLE, MA 02655
Document Number	0001364185
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25 COVE LN OSTERVILLE MA 02655, OSTERVILLE, MA 02655

Mortgage

Document Number	0001364185
Date	Feb 14, 2019
Instrument	1364185

Lender

Name	MISCELLANEOUS BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25 Cove Ln was $56,388, up 3.3% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$56,388.00 (+3.31%)	$6,970,100 (-0.27%) Land $4,941,800 Building $2,028,300	$7,279,660
2024	$54,583.00 (+7.31%)	$6,988,900 (+14.59%) Land $4,941,800 Building $2,047,100
2023	$50,865.00	$6,098,900 Land $4,493,000 Building $1,605,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Cove Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	18 (1991–2018)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures