25 Cooley St, Pontiac, MI 48341 Property Records

Oakland County property record for 25 Cooley St, Pontiac, MI 48341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1920
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Sep 2017)
Tax Bill	$558 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`64-14-29-308-009`

Property Details

APN / Parcel Number

Primary APN	`64-14-29-308-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	123 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	25 COOLEY ST
City	PONTIAC
State	MI
Zip	48341-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 29 PHELP'S ADDITION LOT 30
Legal Range	10E
Legal Township	03N
Legal Section	29
Legal Subdivision	PHELP'S ADD
Legal Lot Number	30
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1010
Census Tract	142100

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 COOLEY ST, PONTIAC, MI 48341-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU
Sep 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	2017168635
Deed Book / Page	51056 / 572
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0000124649
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	25 COOLEY ST, PONTIAC, MI 48341-1405
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLOVESE ST, PONTIAC, MI 48341-2344

Mortgage

Document Number	0000472121
Date	Nov 16, 2022
Book Page	58263/576
Instrument	472121

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 11, 2017
Property Address	25 COOLEY ST, PONTIAC, MI 48341-1405
Document Number	0000168635
Book / Page	051056 / 000572
Instrument Date	Sep 11, 2017
Instrument	168635
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 COOLEY ST PONTIAC MI 483411405, PONTIAC, MI 48341-1405

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (-51.86%) Homeowner's exemption	$32,010 (+20.7%)	$64,020 (+20.7%)
2024	$1,159.00 (+111.11%)
2023		$26,520	$53,040
2021	$549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Mar 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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