25 Co Rd 540, Centre, AL 35960 Property Records

Cherokee County property record for 25 Co Rd 540, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,540 sqft · built 2009
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Aug 2017)
Tax Bill	$569 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-14-01-11-0-000-003.019`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-003.019`
Alternative APNs	`ALT APN:1401110000003019` `203760`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	256 sqft
Deck Area	192 sqft

Location & Zoning

Account Number	203760
Street Address	25 COUNTY ROAD 540
City	CENTRE
State	AL
Zip	35960-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT LOT 18, SAND VALLEY SD # 2; 9/87;BEG @ THE ELYMOST COR SD LOT 18;SWLY345;NWLY153;ELY316;SELY115 TO POB
Legal Range	09E
Legal Township	10S
Legal Section	11
Legal Subdivision	SAND VALLEY SD # 2
Legal Lot Number	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5009
Census Tract	956000

Owner

25 Co Rd 540 is owned and occupied by an individual who bought it in August 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 COUNTY ROAD 540, CENTRE, AL 35960-6329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	2017199052
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 7, 2017
Property Address	25 COUNTY ROAD 540, CENTRE, AL 35960-6329
Document Number	199052
Instrument Date	Aug 4, 2017
Instrument	199052
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 COUNTY ROAD 540, 25, CENTRE, AL 35960-6329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 COUNTY ROAD 540, CENTRE, AL 35960-6329

Mortgage

Document Number	199053
Date	Aug 7, 2017
Instrument	199053

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 25 Co Rd 540 was $569 with a homeowner's exemption, up 7.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$569.00 (+7.56%)
2025	$529.00 (-0.75%) Homeowner's exemption	$13,860 (-0.72%) Land $600 Building $13,260	$138,400 (-0.79%) Land $5,900 Building $132,500
2024	$533.00 (-9.97%) Additional exemption filed	$13,960 (-9.23%) Land $560 Building $13,400	$139,500 (-9.24%) Land $5,500 Building $134,000
2023	$592.00 Homeowner's exemption	$15,380 (-)	$153,700 (-) Land $5,500 Building $148,200
2022	$592.00 Homeowner's exemption	$15,380 Land $560 Building $14,820	$153,700 Land $5,500 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Co Rd 540 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Co Rd 540 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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