25 Co Rd 504, Centre, AL 35960 Property Records

Cherokee County property record for 25 Co Rd 504, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,890 sqft · built 2004
Lot Size	1.6 acres (69,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2026)
Tax Bill	$2,764 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-05-16-0-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-16-0-000-030.000`
Alternative APNs	`ALT APN:1305160000030000` `218239` `31535`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,890 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,719 sqft (1.6 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	100 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	218239
Street Address	25 COUNTY ROAD 504
City	CENTRE
State	AL
Zip	35960-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SPRING CRK SD PB 8 PG 54
Legal Range	10E
Legal Township	10S
Legal Section	16
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	11
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1010
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 26, 2023	Intrafamily Transfer, Transfer
Sep 26, 2023	Intrafamily Transfer, Transfer
Sep 1, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	2026244584
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 1, 2026
Property Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938
Document Number	0000244584
Instrument Date	Jun 30, 2026
Instrument	2026244584
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938

Mortgage

Document Number	0000244585,
Date	Jul 1, 2026
Instrument	2026244585

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Sep 26, 2023
Property Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938
Document Number	0000230824
Map Reference	MB 8 PG 54
Instrument Date	Sep 20, 2023
Instrument	230824
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 QUAIL RUN, ROSWELL, GA 30076-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 QUAIL RUN, ROSWELL, GA 30076-3122

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Sep 26, 2023
Property Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938
Document Number	0000230824
Map Reference	MB 8 PG 54
Instrument Date	Sep 20, 2023
Instrument	230824
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 QUAIL RUN, ROSWELL, GA 30076-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 QUAIL RUN, ROSWELL, GA 30076-3122

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 1, 2017
Property Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938
Document Number	0000199471
Instrument Date	Aug 31, 2017
Instrument	199471
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 COUNTY ROAD 504, CENTRE, AL 35960-5938

Mortgage

Document Number	0000199472
Date	Sep 1, 2017
Instrument	199472

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,764.00 (+7.01%)
2025	$2,583.00 (+1.81%)	$12,660 (+9.52%) Land $10,360 Building $2,300	$307,600 (+1.82%) Land $51,800 Building $255,800
2024	$2,537.00 (-3.02%)	$11,560 (-81.44%) Land $9,260 Building $2,300	$302,100 (-3.02%) Land $46,300 Building $255,800
2023	$2,616.00 (+142.45%) Additional exemption filed	$62,300 (+824.33%)	$311,500 (-) Land $46,300 Building $265,200
2022	$1,079.00 Additional exemption filed	$6,740 Land $4,640 Building $2,100	$311,500 Land $46,300 Building $265,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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