25 Co Rd 255, Bruce, MS 38915 Property Records

Calhoun County property record for 25 Co Rd 255, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,707 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$267,710 (May 2025)
Tax Bill	$388 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0807010130125`

Property Details

APN / Parcel Number

Primary APN	`0807010130125`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,707 sqft Adjusted Area
1st Floor Area	1,161 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,240 sqft
Parking Spaces	6 Parking Spaces
Utility Building	218 sqft

Location & Zoning

Street Address	25 COUNTY ROAD 255
City	BRUCE
State	MS
Zip	38915-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 SE SW SE DB103-313 CHANGED FROM 26 TO 25 PER 911
Legal Range	02W
Legal Township	12
Legal Section	25
Jurisdiction	CALHOUN MS
Township / Civil Division	3
Census Block Group	3
Census Block	3041
Census Tract	950100

Owner

25 Co Rd 255 is owned by two individuals who bought it in May 2025.

Source: Calhoun County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 COUNTY ROAD 255, BRUCE, MS 38915-9521
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Sep 9, 2022
Deed Document Number	20251075
Deed Book / Page	289 / 404
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	25 COUNTY ROAD 255, BRUCE, MS 38915
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SHELBI DR, OXFORD, MS 38655-7418

Mortgage

Document Number	000465/204
Date	May 13, 2025
Book Page	465/204
Instrument	2025001076

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	25 COUNTY ROAD 255, BRUCE, MS 38915
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SHELBI DR, OXFORD, MS 38655-7418

Mortgage

Document Number	000465/222
Date	May 13, 2025
Book Page	465/222
Instrument	2025001077

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 25 Co Rd 255 was $388.

Source: Calhoun County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00	$10,485 Land $600 Building $9,885	$95,655 Land $6,000 Building $89,655
2023	$355.00	$10,485 Land $600 Building $9,885	$95,655 Land $6,000 Building $89,655

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Co Rd 255 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Co Rd 255 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT COMFORT W/A public/private · serves 1,085 people · EPA ID MS0070010
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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