25 Cluff Rd, Salem, NH 03079 Property Records

Rockingham County and Salem Town property record for 25 Cluff Rd, Salem, NH 03079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,019 sqft · built 2000
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2017)
Tax Bill	$8,886 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SLEM M:118 B:12049 L`

Property Details

APN / Parcel Number

Primary APN	`SLEM M:118 B:12049 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
Gross Area	3,758 sqft
1st Floor Area	894 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	25 CLUFF RD
City	SALEM
State	NH
Zip	03079-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	12049
Jurisdiction	SALEM TOWN NH
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1000
Census Tract	100401

Owner

Source: Rockingham County and Salem Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 SHERWOOD CIR, SALEM, NH 03079-3268
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BRIGHT BRIDGE CU
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit MERRIMACK VLY CU
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK VLY CU
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	201733098
Deed Book / Page	5842 / 343
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Recording Date	May 19, 2026
Property Address	25 CLUFF RD, SALEM, NH 03079-3308
Document Number	06706-1305
Book / Page	6706 / 1305
Instrument Date	Apr 29, 2026
Instrument	202617407
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLUFF RD, SALEM, NH 03079-3308

Mortgage

Document Number	0000017407,
Date	May 19, 2026
Book Page	6706/1305
Instrument	202617407

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	25 CLUFF RD, SALEM, NH 03079-3308
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06692-1441
Date	Mar 24, 2026
Book Page	6692/1441
Instrument	26009901

Lender

Name	BRIGHT BRIDGE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	25 CLUFF RD, SALEM, NH 03079-3308
Document Number	0060922211
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 CLUFF RD SALEM NH 030793308, SALEM, NH 03079-3308

Mortgage

Document Number	0060922211
Date	Mar 13, 2020
Book Page	006092/002211
Instrument	11494

Lender

Name	MERRIMACK VLY CU
Address	LAWRENCE, MA 01843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2040

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	25 CLUFF RD, SALEM, NH 03079-3308
Document Number	0059930602
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 CLUFF RD SALEM NH 030793308, SALEM, NH 03079-3308

Mortgage

Document Number	0059930602
Date	Apr 18, 2019
Book Page	005993/000602
Instrument	12877

Lender

Name	MERRIMACK VLY CU
Address	LAWRENCE, MA 01843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2029

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALEM TOWN NH
Recording Date	Aug 4, 2017
Property Address	25 CLUFF RD, SALEM, NH 03079-3308
Document Number	0058420343
Book / Page	005842 / 000343
Instrument Date	Aug 4, 2017
Instrument	33098
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SHERWOOD CIR SALEM NH 030793268, SALEM, NH 03079-3268

Mortgage

Document Number	58420345
Date	Aug 4, 2017
Book Page	005842/000345
Instrument	33099

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Rockingham County and Salem Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Salem Town
Unified School District	Salem School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,886.00 (+3.18%)	$489,300 (-) Land $160,300 Building $329,000
2024	$8,612.00 (+3.77%)	$489,300 (-) Land $160,300 Building $329,000
2023	$8,299.00 (+5.68%)	$489,300 (-) Land $160,300 Building $329,000	$558,315
2022	$7,853.00	$489,300 Land $160,300 Building $329,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	38 units insured incl. 33 condo units
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPT serves 21,080 people · EPA ID NH2051010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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