25 Clover Way, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 25 Clover Way, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 1985
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Oct 1998)
Tax Bill	$5,273 (2025)
Deeds & Mortgages	Dec 2021 Refinance Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0018 L:0142`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0018 L:0142`
Alternative APN	`5610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,213 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	35,284 sqft (0.81 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	5610
Street Address	25 CLOVER WAY
City	EASTHAM
State	MA
Zip	02642-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	142
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1013
Census Tract	10304

Owner

25 Clover Way is owned and occupied by two individuals who bought it in October 1998.

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 CLOVER WAY, EASTHAM, MA 02642-2650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1998 · Amount on File
Deed Sale	Oct 30, 1998 · Amount on File
Prior Sale	May 19, 1994 · Amount on File
Deed Book / Page	11804 / 238
Transfer Doc	9198000230
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 CLOVER WAY, EASTHAM, MA 02642-2650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034753-66
Date	Dec 15, 2021
Book Page	34753/66
Instrument	81485

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 CLOVER WAY, EASTHAM, MA 02642-2650
Document Number	32240-242
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLOVER WAY EASTHAM MA 026422650, EASTHAM, MA 02642-2650

Mortgage

Document Number	32240-242
Date	Aug 23, 2019
Book Page	032240/000242
Instrument	40053

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Clover Way was $5,273, up 14.7% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,273.00 (+14.66%)	$683,900 (+4.25%) Land $286,800 Building $397,100	$684,475
2024	$4,599.00 (+16.93%)	$656,000 (+20.74%) Land $278,400 Building $377,600
2023	$3,933.00	$543,300 Land $257,800 Building $285,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Clover Way in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	16 (1987–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2022 · 2 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Clover Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Way

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