25 Cliff St, Umatilla, OR 97882 Property Records

Umatilla County property record for 25 Cliff St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,236 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2024)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5N2818DA00100`

Property Details

APN / Parcel Number

Primary APN	`5N2818DA00100`
Alternative APNs	`128072.00` `128072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	1,638 sqft
Basement Area	788 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Patio Area	600 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Heat Pump

Location & Zoning

Account Number	128072
Street Address	25 CLIFF ST
City	UMATILLA
State	OR
Zip	97882-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PETERSON ADDITION TO UMATILLA BLOCK: 1 LOT: 1 & 2
Legal Range	28
Legal Township	05N
Legal Section	18
Legal Subdivision	PETERSON ADDITION TO UMATILLA
Legal Block	1
Legal Lot Number	1&2
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3023
Census Tract	950900

Owner

25 Cliff St is owned by two individuals who bought it in September 2024.

Source: Umatilla County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1764 W ALLELUIA AVE, HERMISTON, OR 97838-9311
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES DE
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
May 14, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	Jun 13, 2024 · Amount on File
Deed Document Number	20246368
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	25 CLIFF ST, UMATILLA, OR 97882-9786
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLIFF ST, UMATILLA, OR 97882-9786

Mortgage

Document Number	20227490347
Date	Nov 16, 2022
Instrument	2022-7490347

Lender

Name	OREGON HOUSING AND COMMUNITY SERVICES DE
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	25 CLIFF ST, UMATILLA, OR 97882-9786
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLIFF ST, UMATILLA, OR 97882-9786

Mortgage

Document Number	20227360286
Date	Feb 10, 2022
Instrument	2022-7360286

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	25 CLIFF ST, UMATILLA, OR 97882-9786
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLIFF ST, UMATILLA, OR 97882-9786

Mortgage

Document Number	20217300208
Date	Oct 13, 2021
Instrument	2021-7300208

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	25 CLIFF ST, UMATILLA, OR 97882-9786
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217190572
Date	Apr 19, 2021
Instrument	2021-7190572

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 14, 2019
Property Address	25 CLIFF ST, UMATILLA, OR 97882-9786
Document Number	20196850573
Instrument Date	May 13, 2019
Instrument	2019-6850573
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	25 CLIFF ST, UMATILLA, OR 97882-9786

Mortgage

Document Number	20196850574
Date	May 14, 2019
Instrument	2019-6850574

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25 Cliff St was $3,917.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00	$242,280 Land $68,640 Building $173,640	$367,840 Land $62,350 Building $305,490
2023	$3,706.00	$228,380 Land $64,700 Building $163,680	$372,320 Land $69,440 Building $302,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cliff St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, PDTFast.net.

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