25 Clearwater Ln, Troy, MO 63379 Property Records

Lincoln County property record for 25 Clearwater Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1976
Lot Size	3.08 acres (134,165 sqft)
Owner	Individual Name on Record
Last Sale	$195,800 (Aug 2020)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-21-000-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-21-000-000-008.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	134,165 sqft (3.08 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 CLEARWATER LN
City	TROY
State	MO
Zip	63379-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.084 AC (3.003 & 0.81 AC TRACTS) IN THE MID PT OF THE S1/2 NENE OF SEC 21, SURVEY Y/2
Legal Range	01E
Legal Township	49N
Legal Section	21
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3016
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 CLEARWATER LN, TROY, MO 63379-5426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Aug 10, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Apr 7, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	20208733
Deed Book / Page	2450 / 689
Prior Transfer Date	Apr 7, 2020
Prior Transfer Doc	0000003308
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 CLEARWATER LN, TROY, MO 63379-5426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2446/578
Date	May 11, 2020
Book Page	2446/578
Instrument	2020004589

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 10, 2020
Property Address	25 CLEARWATER LN, TROY, MO 63379-5426
Document Number	2450/689
Book / Page	2450 / 689
Instrument Date	Aug 10, 2020
Instrument	2020008733
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 CLEARWATER LN, 25, TROY, MO 63379-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLEARWATER LN, TROY, MO 63379-5426

Mortgage

Document Number	2020008734
Date	Aug 10, 2020
Instrument	2020008734

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Apr 7, 2020
Property Address	25 CLEARWATER LN, TROY, MO 63379-5426
Document Number	002445/299
Book / Page	2445 / 299
Instrument Date	Apr 7, 2020
Instrument	2020003308
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLEARWATER LN, TROY, MO 63379-5426

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,952 (-) Land $4,978 Building $26,974
2025	$1,953.00 (+6.26%)	$31,952 (+7.69%) Land $4,978 Building $26,974	$168,170 (+7.69%) Land $26,200 Building $141,970
2023	$1,838.00 (+3.49%)	$29,670 Land $4,560 Building $25,110	$156,160 Land $24,000 Building $132,160
2022	$1,776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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