25 Clearlake Dr, Centralia, IL 62801 Property Records

Marion County property record for 25 Clearlake Dr, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details4,247 sqft · built 1998
Lot Size0.738 acres (32,186 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Nov 2023)
Tax Bill$9,431 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1400080300

Property Details

APN / Parcel Number

Primary APN1400080300

Interior

Building Area4,247 sqft Living Area
Basement Area2,512 sqft
Unfinished Basement2,512 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area32,186 sqft (0.738 acres)
Garage Area768 sqft

Location & Zoning

Street Address25 CLEARLAKE DR
CityCENTRALIA
StateIL
Zip62801-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOW WOODS ESTATE LOT 25
Legal SubdivisionMEADOW WOODS ESTATE
Legal Lot Number25
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group1
Census Block1073
Census Tract952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK NA
Nov 1, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY PARTNERS SAVINGS BANK
Mar 10, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on Record
Deed SaleNov 1, 2023 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number20234366
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720

Mortgage

Document Number2026R01197
DateMar 24, 2026
Instrument2026R01197
Lender
NamePEOPLES NATIONAL BANK NA
TypeBank
AddressMOUNT VERNON, IL 62864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateNov 1, 2023
Property Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720
Document Number2023R04366
Instrument DateOct 27, 2023
Instrument2023R04366
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2106 UNIVERSITY DR, KEARNEY, NE 68845-4854

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720

Mortgage

Document Number2023R04367
DateNov 1, 2023
Instrument2023R04367
Lender
NameCOMMUNITY PARTNERS SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate8.25%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateMar 10, 2020
Property Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720
Document Number2020R01206
Instrument DateMar 5, 2020
Instrument2020R01206
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CLEARLAKE DR, CENTRALIA, IL 62801-3720

Mortgage

Document Number2020R01207
DateMar 10, 2020
Instrument2020R01207
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,431.00 (-16.17%) Homeowner's exemption$138,330 (-8.08%) Land $12,080 Building $126,250$414,990 (-8.08%) Land $36,240 Building $378,750
2024$11,250.00 (-0.29%)$150,490 (+17.71%) Land $7,740 Building $142,750$451,470 (+17.71%) Land $23,220 Building $428,250
2022$11,283.00 Homeowner's exemption$127,850 Land $6,570 Building $121,280$383,550 Land $19,710 Building $363,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2008)
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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