Allegan County property record for 25 Chestnut St, Douglas, MI 49406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 2019 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,300 (Nov 2017) |
| Tax Bill | $12,794 (2025) |
| Deeds & Mortgages | Aug 2019 Construction Loan Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-100-042-00 |
| Primary APN | 59-100-042-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,672 sqft |
| Unfinished Basement | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 124 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 CHESTNUT ST |
|---|---|
| City | DOUGLAS |
| State | MI |
| Zip | 49406-5220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 NBHD C |
| Legal Description | LOT 42 DOUGLAS PLAT. |
| Legal Subdivision | DOUGLAS |
| Legal Lot Number | 42 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30802 |
25 Chestnut St is owned and occupied by two individuals who acquired it in January 2025.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 274, DOUGLAS, MI 49406-0274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on File |
| Deed Sale | Nov 17, 2017 · Amount on File |
| Prior Sale | Apr 14, 2016 · Amount on File |
| Deed Document Number | 20174197-150 |
| Deed Book / Page | 4197 / 150 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 005004/973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 25 CHESTNUT ST, DOUGLAS, MI 49406-5220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4374/425 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 4374/425 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 17, 2017 |
| Property Address | 25 CHESTNUT ST, DOUGLAS, MI 49406-5220 |
| Document Number | 4197/150 |
| Book / Page | 4197 / 150 |
| Map Reference | LB24 PG57 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 4197-150 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | PREMIER LKESHORE TITLE AGENC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 CHESTNUT ST, 25, DOUGLAS, MI 49406-5220 |
| Name | Verified Name |
|---|---|
| Address | 6526 SANCTUARY TRL, SAUGATUCK, MI 49453-8606 |
| Document Number | 4197152 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 4197-152 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 25 Chestnut St was $12,794 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Douglas City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,400 Land $89,600 Building $474,800 | $1,128,800 Land $179,200 Building $949,600 | |
| 2025 | $12,794.00 | ||
| 2023 | $375,200 Land $70,000 Building $305,200 | $750,400 Land $140,000 Building $610,400 | |
| 2020 | $4,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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