25 Cherry Laurel Ln, Swannanoa, NC 28778 Property Records

Buncombe County property record for 25 Cherry Laurel Ln, Swannanoa, NC 28778 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,404 sqft · built 2022
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2023)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9689-63-8144-00000`

Property Details

APN / Parcel Number

Primary APN	`9689-63-8144-00000`
Alternative APNs	`968915637078000` `008232611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	702 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	008232611
Street Address	25 CHERRY LAUREL LN
City	SWANNANOA
State	NC
Zip	28778-8308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIV: CHERRY BLOSSOM COVE TOWNHOMES BLOCK: LOT: 94 SECTION: PLAT: 0106-0130
Legal Subdivision	CHERRY BLOSSOM COVE TOWNHOMES
Legal Block	4
Legal Lot Number	94
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4008
Census Tract	3002

Owner

Source: Buncombe County records · APN 9689-63-8144-00000

Assessment roll updated September 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Sep 08, 2023	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Apr 13, 2022	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Nov 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2023
Deed Book / Page	6349 / 105
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308

Mortgage

Document Number	0063490118
Date	Sep 08, 2023
Book Page	6349/118

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	SWANNANOA, NC 28778

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 08, 2023
Property Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308
Document Number	0063490105
Book / Page	6349 / 105
Map Reference	MB 106 PG 130
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 CLINGMAN AVE UNIT 101, 101, ASHEVILLE, NC 28801-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308

Mortgage

Document Number	0063490109
Date	Sep 08, 2023
Book Page	6349/109

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	66889

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Sep 08, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062070945
Date	Apr 13, 2022
Book Page	6207/945

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 12, 2019
Property Address	25 CHERRY LAUREL LN, SWANNANOA, NC 28778-8308
Document Number	0058311899
Book / Page	005831 / 001899
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 CLINGMAN AVE #101 ASHEVILLE NC 288013328, 101, ASHEVILLE, NC 28801-3328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00 (+5.97%)	$221,700 (+79.81%) Land $25,000 Building $196,700	$221,700 (+79.81%) Land $25,000 Building $196,700
2024	$1,457.00
2023	Additional exemption filed	$123,300 (+393.2%)	$123,300 (+393.2%) Land $25,000 Building $98,300
2022	Additional exemption filed	$25,000	$25,000 (-88.72%) Land $25,000
2021			$221,700 Land $25,000 Building $196,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210030024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024, other causes, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Oct 2024 · 32 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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