25 Cheri Ct, Troy, MO 63379 Property Records

Lincoln County property record for 25 Cheri Ct, Troy, MO 63379 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,220 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$309,900 (Jul 2018)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Dec 2019 Transfer Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-40-20-000-000-003.019`

Property Details

APN / Parcel Number

Primary APN	`14-40-20-000-000-003.019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Basement Area	2,220 sqft
Unfinished Basement	2,220 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	25 CHERI CT
City	TROY
State	MO
Zip	63379-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 ROSEWOOD ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	20
Legal Subdivision	ROSEWOOD ESTATES
Legal Lot Number	9
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	810310

Owner

Source: Lincoln County records · APN 14-40-20-000-000-003.019

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	25 CHERI CT, TROY, MO 63379-5301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2019	Intrafamily Transfer, Transfer
Jul 05, 2018	Warranty Deed, Transfer · ARM FIRST COMMUNITY CU
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Deed Document Number	20185845
Deed Book / Page	2424 / 465
Last Transfer Date	Nov 21, 2019
Transfer Doc	2440/0937
Record Updated	Jun 08, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 02, 2019
Property Address	25 CHERI CT, TROY, MO 63379-5301
Document Number	2440/0937
Book / Page	2440 / 0937
Map Reference	CAB 12 PG 39
Instrument Date	Nov 21, 2019
Instrument	2019010841
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25 CHERI CT, TROY, MO 63379-5301
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 05, 2018
Property Address	25 CHERI CT, TROY, MO 63379-5301
Document Number	2424/0465
Book / Page	2424 / 0465
Map Reference	CAB12 PG39
Instrument Date	Jul 02, 2018
Instrument	2018005845
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CHERI CT, TROY, MO 63379-5301
Investor	Possibly a Property Investor

Mortgage

Document Number	2018005846
Date	Jul 05, 2018
Instrument	2018005846

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	9.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 CHERI CT, TROY, MO 63379-5301
Transaction Type	Mortgage
Record Updated	Jun 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0678
Date	Mar 14, 2018
Book Page	2420/0678
Instrument	2018002036

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 08, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,464.00 (+2.09%)	$59,582 (+8.82%) Land $7,505 Building $52,077	$313,590 (+8.82%) Land $39,500 Building $274,090
2023	$3,393.00 (+4.85%)	$54,754 Land $5,795 Building $48,959	$288,180 Land $30,500 Building $257,680
2022	$3,236.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Spectrum, SysTec Wireless Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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