25 Chase St, Westminster, MD 21157 Property Records

Carroll County property record for 25 Chase St, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,408 sqft · built 2018
Lot Size0.088 acres (3,850 sqft)
Owner2 Individual Names on File
Last Sale$252,900 (Jul 2018)
Tax Bill$4,049 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-431999

Property Details

APN / Parcel Number

Primary APN07-431999
Alternative APN
  • 431999

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,408 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,850 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number431999
Street Address25 CHASE ST
CityWESTMINSTER
StateMD
Zip21157-4725
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-750
Legal DescriptionLT 6B - .088 AC 25 CHASE ST 54-228 KINGS SECOND ADD
Legal SubdivisionKINGS SECOND ADD
Legal Lot Number6B
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2018
Census Tract507702

Owner

Source: Carroll County records · APN 07-431999

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 CHASE ST, WESTMINSTER, MD 21157-4725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 09, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 19, 2018Deed, Subdivision Related Transfer · FHA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Deed Book / Page9069 / 47
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address25 CHASE ST, WESTMINSTER, MD 21157-4725
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098000376
DateAug 12, 2020
Book Page9800/376
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueDec 01, 2048

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address25 CHASE ST, WESTMINSTER, MD 21157-4725
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095010386
DateDec 09, 2019
Book Page9501/0386
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueNov 01, 2048

July 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJul 19, 2018
Property Address25 CHASE ST, WESTMINSTER, MD 21157-4725
Document Number0090690047
Book / Page9069 / 0047
Map ReferenceMB54 FO228
Instrument DateJul 16, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CHASE ST, WESTMINSTER, MD 21157-4725

Mortgage

Document Number0000906954
DateJul 19, 2018
Instrument9069/54
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,200 (+19.21%) Land $77,000 Building $181,200$258,200 (+19.21%) Land $77,000 Building $181,200
2025$4,049.00 (+10.63%) Homeowner's exemption
2023$3,660.00 Homeowner's exemption$216,600 Land $77,000 Building $139,600$216,600 Land $77,000 Building $139,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimFeb 1985 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting Fiber
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Quantum Telecommunications, Verizon.

Based on FCC filings for 452 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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