25 Charles Ct, Lexington (Mansfield), OH 44904 Property Records

Richland County property record for 25 Charles Ct, Lexington, OH 44904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,848 sqft · built 2008
Lot Size	0.366 acres (15,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,900 (Apr 2025)
Tax Bill	$6,896 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-27-177-14-012`

Property Details

APN / Parcel Number

Primary APN	`048-27-177-14-012`
Alternative APN	`00005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	416 sqft
Attic	Attic
Attic Area	529 sqft
Basement Area	1,672 sqft
Finished Basement	500 sqft
Unfinished Basement	1,172 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modern
Exterior Material	Aluminum Siding
Lot Area	15,930 sqft (0.366 acres)
Lot Dimensions	177 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 CHARLES CT
City	MANSFIELD
State	OH
Zip	44904-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1704 90 X 177.24
Legal Subdivision	LEXINGTON
Legal Lot Number	1704
Jurisdiction	RICHLAND OH
Township / Civil Division	TROY
Census Block Group	6
Census Block	6001
Census Tract	2200

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 9218, COPPELL, TX 75019-9236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jul 28, 2020	Survivorship Deed, Transfer · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20254053
Deed Book / Page	3026 / 4580
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	25 CHARLES CT, LEXINGTON, OH 44904-8005
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CHARLES CT, LEXINGTON, OH 44904-8005

Mortgage

Document Number	003001/122
Date	Feb 27, 2023
Book Page	3001/122
Instrument	202300001807

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	25 CHARLES CT, LEXINGTON, OH 44904-8005
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	CROWN TTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002981/610
Date	Mar 7, 2022
Book Page	2981/610
Instrument	202200002899

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	25 CHARLES CT, LEXINGTON, OH 44904-8005
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2794/544
Date	Jun 23, 2020
Book Page	2794/544
Instrument	202000006971

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 28, 2020
Property Address	25 CHARLES CT, LEXINGTON, OH 44904-8005
Document Number	2804/752
Book / Page	2804 / 752
Map Reference	VOL 29 PG 94
Instrument Date	Jul 24, 2020
Instrument	202000008656
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	25 CHARLES CT, MANSFIELD, OH 44904-8005

Mortgage

Document Number	202000008657
Date	Jul 28, 2020
Instrument	202000008657

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Troy Township
Municipality	Lexington Village
Unified School District	Lexington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,896.00	$128,570 (-) Land $13,630 Building $114,940
2024	$6,896.00 (-1.44%) Homeowner's exemption	$128,570 (-) Land $13,630 Building $114,940
2023	$6,997.00 (-0.95%) Homeowner's exemption	$128,570 (+16.4%) Land $13,630 Building $114,940	$367,340 (+16.39%) Land $38,930 Building $328,410
2022	$7,064.00 Homeowner's exemption	$110,460 Land $11,420 Building $99,040
2020			$315,600 Land $32,620 Building $282,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON VILLAGE serves 4,825 people · EPA ID OH7002212
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

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