25 Central St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 25 Central St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,614 sqft · built 1896
Lot Size	0.182 acres (7,940 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jul 2011)
Tax Bill	$135 (2025)
Deeds & Mortgages	Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10D B:2542`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10D B:2542`
Alternative APNs	`M:00010D B:02542-00000` `3709`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	3,205 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,940 sqft (0.182 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3709
Street Address	25 CENTRAL ST
City	CONCORD
State	MA
Zip	01742-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2542
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2004
Census Tract	361200

Owner

25 Central St is owned and occupied by an individual who acquired it in June 2022.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	25 CENTRAL ST, CONCORD, MA 01742-3014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2011 · Amount on File
Deed Sale	Jul 15, 2011 · Amount on File
Prior Sale	Jul 11, 1994 · Amount on File
Last Transfer Date	Jun 30, 2022
Transfer Doc	080395-207
Record Updated	Jun 8, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 7, 2022
Property Address	25 CENTRAL ST, CONCORD, MA 01742-3014
Document Number	080395-201
Book / Page	80395 / 201
Instrument Date	Jun 30, 2022
Instrument	103218
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CENTRAL ST, CONCORD, MA 01742-3014

Mortgage

Document Number	080395-207
Date	Jul 7, 2022
Book Page	80395/207
Instrument	103219

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 25 Central St was $135, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$135.00 (-98.97%)	$1,019,400 (+1.9%) Land $521,200 Building $498,200	$1,051,745
2024	$13,135.00 (+16.83%)	$1,000,400 (+15.32%) Land $521,200 Building $479,200
2023	$11,243.00	$867,500 Land $473,800 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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