25 Central St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 25 Central St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 3,147 sqft · built 1890
Lot Size	0.092 acres (4,012 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2010)
Tax Bill	$8,623 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0005 B:0264 L` `1125`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	5,267 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,012 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1125
Street Address	25 CENTRAL ST
City	BEVERLY
State	MA
Zip	01915-5825
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMD
Legal Block	264
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3006
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 CENTRAL ST, BEVERLY, MA 01915-5825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 15, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Book / Page	29493 / 36
Last Transfer Date	Sep 12, 2018
Transfer Doc	037384-296
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	25 CENTRAL ST, BEVERLY, MA 01915-5825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36376-36
Date	Dec 1, 2017
Book Page	36376/36
Instrument	171201004200

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	25 CENTRAL ST, BEVERLY, MA 01915-5825
Document Number	38017-346
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CENTRAL ST BEVERLY MA 019155825, BEVERLY, MA 01915-5825

Mortgage

Document Number	38017-346
Date	Nov 12, 2019
Book Page	038017/000346
Instrument	1112003850

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 15, 2019
Property Address	25 CENTRAL ST, BEVERLY, MA 01915-5825
Document Number	37384-296
Book / Page	37384 / 296
Instrument Date	Sep 12, 2018
Instrument	20190315003780
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CENTRAL ST, BEVERLY, MA 01915-5825

Mortgage

Document Number	37384-298
Date	Mar 15, 2019
Book Page	37384/298
Instrument	20190315003790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,623.00 (-2.13%)	$784,600 (-) Land $382,700 Building $401,900	$840,143
2024	$8,811.00 (+4.37%)	$784,600 (+4.66%) Land $382,700 Building $401,900
2023	$8,442.00	$749,700 Land $368,000 Building $381,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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