Passaic County and Pompton Lakes Borough property record for 25 Central Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,294 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,000 (Apr 2025) |
| Tax Bill | $9,423 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-09523-0000-00033 |
| Primary APN | 09-09523-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 25 CENTRAL AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | POMPTON LAKES |
| Legal Block | 9523 |
| Legal Lot Number | 33 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 196401 |
25 Central Ave is owned and occupied by two individuals who bought it in April 2025.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 24, 2020 | Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Sep 24, 2020 · Amount on File |
| Deed Document Number | 202514402 |
| Deed Book / Page | 4889 / 262 |
| Prior Transfer Date | Jul 21, 1998 |
| Prior Transfer Doc | 00T1560130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 25 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000057795 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | M18312/282 |
| Instrument | 2022057795 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 24, 2020 |
| Property Address | 25 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Document Number | 0000047506 |
| Book / Page | D3871 / 275 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020047506 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | SUNNYSIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 DERRYGALLY CIR, 23, KINNELON, NJ 07405-3018 |
| Name | Verified Name |
|---|---|
| Address | 25 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Document Number | 0000047507 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020047507 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 25 Central Ave was $9,423, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,100 (-) Land $118,500 Building $109,600 | $228,100 (-) Land $118,500 Building $109,600 | |
| 2025 | $9,423.00 (+4.77%) | $228,100 Land $118,500 Building $109,600 | $228,100 Land $118,500 Building $109,600 |
| 2024 | $8,994.00 | ||
| 2023 | $228,100 Land $118,500 Building $109,600 | $228,100 Land $118,500 Building $109,600 | |
| 2022 | $8,681.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 25 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 819 (1979–2024) |
| Claims Outside the SFHA | 32 of 819 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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