25 Central Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 25 Central Ave, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,302 sqft · built 1910
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Sep 2013)
Tax Bill$4,592 (2026)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone X (minimal risk)
APN361200 288.17-2-39

Property Details

APN / Parcel Number

Primary APN361200 288.17-2-39
Alternative APNs
  • 120028801700020390000000
  • 3911 0375

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,302 sqft Living Area
1st Floor Area651 sqft
2nd Floor Area651 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions101 ft deep x 60 ft wide
Garage TypeDetached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area251 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0375
Street Address25 CENTRAL AVE
CityONEONTA
StateNY
Zip13820-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block2
Legal Lot Number39.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2002
Census Tract591000

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 SPRING ST, 2, ONEONTA, NY 13820-2418
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2013 · Amount on Record
Deed SaleSep 12, 2013 · Amount on Record
Deed Book / Page2013 / 5012
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateJun 29, 2018
Property Address25 CENTRAL AVE, ONEONTA, NY 13820-1432
Document Number0000002894
Instrument DateJun 29, 2018
Instrument2894
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WASHINGTON SQUARE VLG NEW YORK NY 100121836, NEW YORK, NY 10012-1836

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,592.00 (-35.89%)
2025$7,163.00$118,000 (-) Land $14,800 Building $103,200$166,197 (+14.08%) Land $20,845 Building $145,352
2023$118,000 Land $14,800 Building $103,200$145,679 Land $18,272 Building $127,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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