St. Charles County property record for 25 Castlio Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,833 sqft · built 1984 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,900 (Jul 2011) |
| Tax Bill | $4,084 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850003153 |
| Primary APN | A850003153 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,833 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 889 sqft |
| Unfinished Basement | 47 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850003153 |
|---|---|
| Street Address | 25 CASTLIO CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAFFORD EST LOT 17 |
| Legal Subdivision | STAFFORD EST |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311150 |
25 Castlio Ct is owned and occupied by two individuals who bought it in July 2011.
Source: St. Charles County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARSENAL CREDIT UNION |
| May 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage CENTRAL TRUST BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2011 · Amount on File |
| Deed Sale | Jul 18, 2011 · Amount on File |
| Prior Sale | Aug 29, 2005 · Amount on File |
| Deed Document Number | 2011411800 |
| Deed Book / Page | 5610 / 893 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0056100893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2026 |
| Property Address | 25 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0000036760 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202636760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | HILLSBORO BEACH TITLE, HILLSBORO TITLE |
| Name | Verified Name |
|---|---|
| Address | 25 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0000036760, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202636760 |
| Name | ARSENAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 20, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 25 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067411333 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 6741/1333 |
| Instrument | 20170510000285110 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 25 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0073791315 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 7379/1315 |
| Instrument | 20200824000613050 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 25 Castlio Ct was $4,084, up 9.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,849 (-) | $362,361 (-) Land $75,000 Building $287,361 | |
| 2025 | $4,084.00 (+9.73%) | $68,849 | $362,361 Land $75,000 Building $287,361 |
| 2024 | $3,722.00 | ||
| 2023 | $62,300 | ||
| 2022 | $327,897 Land $65,000 Building $262,897 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 Castlio Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Castlio Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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