25 Cascade Lake Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 25 Cascade Lake Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,165 sqft · built 1982
Lot Size	9.2 acres (400,752 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Oct 2025)
Tax Bill	$11,820 (2024)
Deeds & Mortgages	Dec 2022 Refinance Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-3-22.12`

Property Details

APN / Parcel Number

Primary APN	`64-3-22.12`
Alternative APNs	`548906400000030221200000` `335489 64-3-22.12` `64-3-22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,160 sqft
Upper Floors Area	1,005 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	400,752 sqft (9.2 acres)
View / Lot	Rural

Exterior Amenities

Porch	Covered Porch
Porch Area	1,092 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	64-3-22
Street Address	25 CASCADE LAKE RD
City	WARWICK
State	NY
Zip	10990-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00230
Legal Description	LT1 FREIJO SUB MAP 154-02
Legal Subdivision	FREIJO
Legal Block	3
Legal Lot Number	22.12
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2019
Census Tract	14502

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 W 37TH ST, 808, NEW YORK, NY 10018-7287
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Oct 20, 2025	Deed, Transfer CROSSCOUNTRY MORTGAGE INC
Sep 1, 2020	Loan Modification, Mortgage · Conventional Mortgage HERITAGE FCU
Oct 26, 2020	Deed, Transfer · Stand-Alone Refinance HERITAGE FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	202567682
Deed Book / Page	15805 / 544
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0000057339
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	25 CASCADE LAKE RD, WARWICK, NY 10990-3824
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084178
Date	Dec 8, 2022
Book Page	15346/358
Instrument	20220084178

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 20, 2025
Property Address	25 CASCADE LAKE RD, WARWICK, NY 10990-3824
Document Number	0000067682
Book / Page	15805 / 544
Instrument Date	Sep 16, 2025
Instrument	20250067682
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 W 37TH ST APT 808, 808, NEW YORK, NY 10018-7287

Mortgage

Document Number	0000067683
Date	Oct 20, 2025
Instrument	20250067683

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	25 CASCADE LAKE RD, WARWICK, NY 10990-3824
Document Number	0000057341
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	GREENACRE ABSTRACT, GREENACRE ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CASCADE LAKE RD WARWICK NY 109903824, WARWICK, NY 10990-3824

Mortgage

Document Number	0000057341
Date	Oct 26, 2020
Book Page	014830/001251
Instrument	57341

Lender

Name	HERITAGE FCU
Type	Credit Union
Address	MIDDLETOWN, NY 10941

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2040

Interest

Rate	2.37%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 26, 2020
Property Address	25 CASCADE LAKE RD, WARWICK, NY 10990-3824
Document Number	0000057339
Book / Page	14830 / 1235
Instrument Date	Sep 1, 2020
Instrument	20200057339
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CASCADE LAKE RD, WARWICK, NY 10990-3824

Mortgage

Document Number	0000057340
Date	Oct 26, 2020
Book Page	14830/1238
Instrument	20200057340

Lender

Name	HERITAGE FINANCIAL CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,400 (-) Land $17,300 Building $34,100	$611,900 (+5.96%)
2024	$11,820.00	$51,400 (-) Land $17,300 Building $34,100	$577,500 (+3.92%)
2023		$51,400 (-) Land $17,300 Building $34,100	$555,700 (+17.31%) Land $187,035 Building $368,665
2022		$51,400 Land $17,300 Building $34,100	$473,700 Land $159,436 Building $314,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Sep 1987 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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