25 Cardinal Rd, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 25 Cardinal Rd, Methuen, MA 01844

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,584 sqft · built 2023
Lot Size	118 acres (5,146,787 sqft)
Owner	2 Trust Names on File
Last Sale	$713,273 (Apr 2023)
Tax Bill	$7,770 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18799`

Property Details

APN / Parcel Number

Primary APN	`18799`
Alternative APN	`METH M:00906 B:00076 L:3U169`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	4,598 sqft
Basement Area	1,453 sqft
Unfinished Basement	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,146,787 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18799
Street Address	25 CARDINAL RD
City	METHUEN
State	MA
Zip	01844-2385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MA
Legal Block	76
Legal Lot Number	3U169
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1007
Census Tract	252602

Owner

25 Cardinal Rd, a condominium, is held in a trust since April 2023.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23 CARDINAL RD, METHUEN, MA 01844-2385
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit SERVICE 1 FEDERAL CREDIT UNION
Apr 20, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage TOLL BROTHERS MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Deed Document Number	20235744
Deed Book / Page	17721 / 73
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Recording Date	May 5, 2026
Property Address	25 CARDINAL RD, METHUEN, MA 01844-2385
Document Number	0018571-22
Book / Page	18571 / 22
Instrument Date	Apr 29, 2026
Instrument	20266808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CARDINAL RD, METHUEN, MA 01844-2385

Mortgage

Document Number	0000006808,
Date	May 5, 2026
Book Page	18571/22
Instrument	20266808

Lender

Name	SERVICE 1 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	METHUEN MA
Recording Date	Apr 20, 2023
Property Address	25 CARDINAL RD, METHUEN, MA 01844-2385
Document Number	0017721-73
Book / Page	17721 / 73
Instrument Date	Apr 20, 2023
Instrument	5744
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CARDINAL RD, METHUEN, MA 01844-2385

Mortgage

Document Number	0000005745
Date	Apr 20, 2023
Instrument	5745

Lender

Name	TOLL BROTHERS MTG CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 25 Cardinal Rd was $7,770, up 3.7% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,770.00 (+3.7%)	$747,100 (+5.49%) Building $747,100	$829,198 (+5.99%)
2025	$7,493.00 (+2.42%)	$708,200 (+5.12%) Building $708,200	$782,325
2024	$7,316.00 (+3,225.45%)	$673,700 (+3,483.51%) Building $673,700
2023	$220.00	$18,800 Building $18,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cardinal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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