25 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 25 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,276 sqft · built 2010
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Oct 2025)
Tax Bill	$9,050 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0030`

Property Details

APN / Parcel Number

Primary APN	`068052-0030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	65/100-105 KELLY POINTE AT NOCATEE PHASE 1 LOT 3 OR6247/60
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 1, 2024	Warranty Deed, Transfer · Conventional Mortgage JFK FINANCIAL INC
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 1, 2021	Divorce Transfer, Transfer · Line of Credit VYSTAR CU
Aug 20, 2019	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU
Jul 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	202588011
Deed Book / Page	6247 / 60
Prior Transfer Date	Sep 11, 2021
Prior Transfer Doc	0053840201
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042

Mortgage

Document Number	0055380123
Date	Apr 14, 2022
Book Page	5538/123
Instrument	2022039048

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 28, 2025
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0062470060
Book / Page	6247 / 60
Map Reference	MB 65 PG 100-105
Instrument Date	Oct 27, 2025
Instrument	2025088011
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAP TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1183 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042

Mortgage

Document Number	0000624762
Date	Oct 28, 2025
Instrument	6247/62

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2024
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0059960128
Book / Page	5996 / 128
Map Reference	MB 65 PG 100
Instrument Date	Jul 27, 2024
Instrument	2024060533
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,333.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2185 MALLARD RD, MIDDLEBURG, FL 32068-3572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CAPTIVA DR, PONTE VEDRA BEACH, FL 32081-5042

Mortgage

Document Number	2024060530
Date	Aug 1, 2024
Instrument	2024060530

Lender

Name	JFK FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042

Mortgage

Document Number	0053861241
Date	Oct 5, 2021
Book Page	5386/1241
Instrument	2021108687

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 1, 2021
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0053840201
Book / Page	5384 / 201
Map Reference	MB 65 PG 100
Instrument Date	Sep 11, 2021
Instrument	2021107618
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CAPTIVA DR, PONTE VEDRA BEACH, FL 32081-5042

Mortgage

Document Number	0053861241
Date	Oct 1, 2021
Instrument	5386/1241

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0048071802
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 CAPTIVA DR PONTE VEDRA BEACH FL 320815042, PONTE VEDRA BEACH, FL 32081-5042

Mortgage

Document Number	0048071802
Date	Oct 4, 2019
Book Page	004807/001802
Instrument	74031

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	25 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0047651230
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 CAPTIVA DR PONTE VEDRA BEACH FL 320815042, PONTE VEDRA BEACH, FL 32081-5042

Mortgage

Document Number	0047651230
Date	Jul 25, 2019
Book Page	004765/001230
Instrument	53790

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2034

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,941 (+3.31%) Land $120,000 Building $427,941	$547,941 (+3.31%) Land $120,000 Building $427,941
2025	$9,050.00 (+63.68%) Homeowner's exemption	$530,368 (+78.04%)	$530,368 (-1.54%) Land $125,000 Building $405,368
2024	$5,529.00 (+1.26%) Homeowner's exemption	$297,886 (+3%)	$538,649 (-0.98%) Land $125,000 Building $413,649
2023	$5,460.00 (+1.85%) Homeowner's exemption	$289,210 (+3%)	$543,984 (+9.23%) Land $125,000 Building $418,984
2022	$5,361.00 Homeowner's exemption	$280,786	$498,011 Land $112,000 Building $386,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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