Chatham County property record for 25 Brightwater Dr, Thunderbolt, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,570 sqft · built 1962 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Feb 2021) |
| Tax Bill | $5,063 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3-0009-02-009 |
| Primary APN | 3-0009-02-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Utility Area | 200 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Slab |
| Porch Area | 488 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 25 BRIGHTWATER DR |
|---|---|
| City | THUNDERBOLT |
| State | GA |
| Zip | 31410-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 29 MACCAO ISLAND ISLE OF AR MSTRONG |
| Legal Subdivision | ISLE OF ARMSTNG |
| Legal Lot Number | 29 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 11107 |
25 Brightwater Dr is owned and occupied by an individual who bought it in February 2021.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RICHARDSON MICHAEL D |
| Feb 12, 2021 | Warranty Deed, Transfer |
| Jun 27, 2019 | Warranty Deed, Transfer |
| May 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on File |
| Deed Sale | Feb 12, 2021 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 20211585 |
| Deed Book / Page | 2244 / 32 |
| Prior Transfer Date | May 1, 2018 |
| Prior Transfer Doc | 0013430447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Document Number | 0000002244/0000000034 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 0000002244/0000000034 |
| Name | RICHARDSON MICHAEL D |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 12, 2021 |
| Property Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Document Number | 0022440032 |
| Book / Page | 2244 / 32 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-001585 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 27, 2019 |
| Property Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Document Number | 0016560724 |
| Book / Page | 1656 / 724 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019-006623 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 ROSE DHU WAY, SAVANNAH, GA 31419-3353 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 1, 2018 |
| Property Address | 25 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3309 |
| Document Number | 0013430447 |
| Book / Page | 1343 / 447 |
| Instrument Date | May 1, 2018 |
| Instrument | 2018-003996 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ARDSLEY CT, SAVANNAH, GA 31411-3072 |
The 2025 property tax bill for 25 Brightwater Dr was $5,063.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Thunderbolt Town |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,760 (+25.79%) Land $32,000 Building $112,760 | $361,900 (+25.79%) Land $80,000 Building $281,900 | |
| 2025 | $5,063.00 Homeowner's exemption | $115,080 Land $32,000 Building $83,080 | $287,700 Land $80,000 Building $207,700 |
| 2023 | $142,560 (+32.44%) Land $32,000 Building $110,560 | $356,400 (+32.44%) Land $80,000 Building $276,400 | |
| 2022 | $3,923.00 | $107,640 Land $18,240 Building $89,400 | $269,100 Land $45,600 Building $223,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 Brightwater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 248 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 248 in force |
| Nearby Flood Claims | 80 (1979–2025) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Brightwater Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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