25 Brandonwood Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 25 Brandonwood Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,732 sqft · built 1980
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2018)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2025 Line of Credit + 2 more
APN	`04-20-0-101-002`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-101-002`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,732 sqft Living Area
Basement Area	2,948 sqft
Unfinished Basement	2,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	588 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25 BRANDONWOOD DR
City	O FALLON
State	IL
Zip	62269-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 18TH ADDITION LOT/SEC-420 LOT 420 & WLY PT LOT 421 A02734368
Legal Subdivision	TH ADDITION
Legal Block	101
Legal Lot Number	420,421
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

25 Brandonwood Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 10, 2018	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20182582093
Last Transfer Date	Jan 15, 2022
Transfer Doc	0A02734368
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207

Mortgage

Document Number	0A02771854
Date	Jan 26, 2023
Instrument	A02771854

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate
Rate	8%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207

Mortgage

Document Number	0A02866718
Date	Nov 19, 2025
Instrument	A02866718

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jan 25, 2022
Property Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207
Document Number	0A02734368
Map Reference	MB 73 PG 8
Instrument Date	Jan 15, 2022
Instrument	A02734368
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	BETTER SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207

Mortgage

Document Number	0A02734369
Date	Jan 25, 2022
Instrument	A02734369

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 10, 2018
Property Address	25 BRANDONWOOD DR, O FALLON, IL 62269-1207
Document Number	00A2582093
Instrument Date	Jun 26, 2018
Instrument	2582093
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	25 BRANDONWOOD DR O FALLON IL 622691207, O FALLON, IL 62269-1207

Mortgage

Document Number	A2582094
Date	Jul 10, 2018
Instrument	2582094

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$178,586 (+9.62%) Land $28,495 Building $150,091	$535,758 (+9.62%) Land $85,485 Building $450,273
2024	$162,913 Land $25,994 Building $136,919	$488,739 Land $77,982 Building $410,757
2022	$132,935 Land $21,211 Building $111,724	$398,805 Land $63,633 Building $335,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 25 Brandonwood Dr; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Brandonwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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