25 Biscayne Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 25 Biscayne Dr, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,982 sqft · built 1962
Lot Size	0.259 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2013)
Tax Bill	$5,925 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 93.19-4-63`

Property Details

APN / Parcel Number

Primary APN	`145289 93.19-4-63`
Alternative APN	`52890931900004063000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	524 sqft
Finished Basement	524 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	11,250 sqft (0.259 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 BISCAYNE DR
City	LANCASTER
State	NY
Zip	14086-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SC11 2165 15 75 X 15O
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	63.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1005
Census Tract	14209

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 BISCAYNE DR, LANCASTER, NY 14086-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit WESTERN DIVISION FCU
Sep 27, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Book / Page	11250 / 1021
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	25 BISCAYNE DR, LANCASTER, NY 14086-1319
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BISCAYNE DR, LANCASTER, NY 14086-1319

Mortgage

Document Number	0140700297
Date	Oct 4, 2022
Book Page	14070/297
Instrument	2022189003

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	25 BISCAYNE DR, LANCASTER, NY 14086-1319
Document Number	0138734036
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 BISCAYNE DR LANCASTER NY 140861319, LANCASTER, NY 14086-1319

Mortgage

Document Number	0138734036
Date	Oct 8, 2018
Book Page	013873/004036

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2043

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,925.00 (+2.14%) Homeowner's exemption
2025	$5,801.00 (+2.02%)	$202,000 (-) Land $21,300 Building $180,700	$315,625 (+12.48%) Land $33,281 Building $282,344
2024	$5,686.00 Homeowner's exemption	$202,000 (-) Land $21,300 Building $180,700	$280,600 (+4.2%) Land $29,588 Building $251,012
2023	Homeowner's exemption	$202,000 Land $21,300 Building $180,700	$269,300 Land $28,396 Building $240,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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